Senior 401(k) Benefits & Compliance Specialist

Moran Environmental Recovery LLC; Seattle (WA); On-site; USD 51,000 - 60,000; Full time

Benefits offered by this job

Medical

Vision

Life Insurance

Flexible Spending Account

Long-Term Disability

Short-Term Disability

Employee Assistance Program

401(k) with employer matching

Generous Paid Time Off

Job summary

Moran Environmental Recovery LLC in Seattle, WA seeks a Benefits Specialist to manage 401(k) and SERP operations, HSA funding, and ACA compliance. This role drives payroll-to-recordkeeper reconciliations and plan communications while ensuring error-free data across multiple benefits platforms.

You will coordinate with brokers, TPAs, and carriers to resolve issues, perform audits, and support compliance initiatives. A strong background in retirement plans and Excel is essential.

Qualifications

• Bachelor’s degree in Human Resources, Accounting, Finance, Business Administration, plus 4-6+ years of direct experience in employee benefits administration with strong exposure to retirement plan operations and financial reconciliation.
• High proficiency in UKG Pro (Benefits Setup/Admin) and advanced Microsoft Excel skills.
• Deep operational knowledge of 401(k) mechanics, SERP/deferred compensation rules, and NDT concepts.
• Comprehensive understanding of ACA reporting rules, Form 5500 preparation, ERISA compliance, and payroll deduction structures.
• Demonstrated experience handling complex billing reconciliations, accounting GL feeds, and leave of absence laws.

Responsibilities

• Advanced 401(k) and Executive Retirement (SERP) Administration
• Execute 401(k) contribution funding, upload payroll files, and perform line-by-line payroll-to-recordkeeper reconciliations
• Monitor and track LTPT employee eligibility and automatic enrollment/escalation features
• Audit participant status flags and deferral rate changes
• Oversee SERP administration, tracking executive contributions, employer credits, deferral elections, vesting schedules, and payouts
• Coordinate and support non-discrimination testing (NDT)
• Calculate and audit annual discretionary match
• Oversee missed benefits deduction processes, tracing arrears and payroll catch-up deductions
• Maintain and distribute retirement communications (SPDs, SMMs, notices)
• Lead annual 401(k) plan audits, census data validation, and Form 5500 filings
• Manage HSA funding files, error corrections, and payroll reconciliations
• Lead ACA administration, including measurement period tracking, eligibility, and 1094-C/1095-C filings
• Conduct benefit enrollment audits across systems and carrier portals
• Support employee education programs related to benefits
• Serve as SME for escalated inquiries about health, welfare, retirement, and wellness programs
• Interact with brokers, recordkeepers, TPAs, and carriers to resolve issues
• Perform special HR/benefits projects and other duties as assigned

Skills

Analytical thinking

Discretion

Attention to detail

Confidential data handling

Education

Bachelor’s degree in Human Resources, Accounting, Finance, Business Administration

Tools

UKG Pro

Microsoft Excel

Job description

Moran Environmental Recovery LLC in Seattle, WA seeks a Benefits Specialist to manage 401(k) and SERP operations, HSA funding, and ACA compliance. This role drives payroll-to-recordkeeper reconciliations and plan communications while ensuring error-free data across multiple benefits platforms.

You will coordinate with brokers, TPAs, and carriers to resolve issues, perform audits, and support compliance initiatives. A strong background in retirement plans and Excel is essential.