SBA Portfolio Manager & Credit Analysis Lead

Provident Bank; New Jersey; Hybrid; USD 99,000 - 142,000; Full time

Benefits offered by this job

PTO (Paid Time Off)

Health and Wellness benefits

401(k) Retirement Plan

Disability Insurance

Tuition Disbursement and Loan Repay

Job summary

Provident Bank is seeking an experienced SBA Lending professional to manage comprehensive loan portfolios and cross-sell bank products. The role requires advanced SBA 7(a) and 504 knowledge, detailed financial reviews, and underwriting analysis.

The candidate will prepare loan offering analyses, perform cash flow and property analyses, coordinate closings, and maintain ongoing portfolio oversight. Strong analytical, communication, and independent work skills are essential.

Qualifications

• Bachelor’s degree in Accounting, Finance or Business Administration preferred.
• 4-6 years SBA lending experience or related.
• Thorough knowledge of SBA SOPs, procedures, products and policies.
• Analytical skills with strong verbal and written communication.

Responsibilities

• Utilize extensive SBA knowledge to structure loans and service/modify existing ones.
• Conduct initial interviews to explain SBA products and cross-sell bank services.
• Verify borrower eligibility with SBA guidelines and lead negotiations.
• Prepare SBA Loan Offering Analyses for modifications and new transactions.
• Perform delinquency control, annual reviews, and property inspections as needed.
• Maintain strong customer relations and promote cross-selling of bank products.

Skills

SBA Lending

Financial analysis

Credit underwriting

Customer relationship management

Negotiation

Excel

Decision making

Education

Bachelor’s degree in Accounting, Finance or Business Administration

Tools

Credit Lens

Microsoft Excel

Financial analysis software

Job description

Provident Bank is seeking an experienced SBA Lending professional to manage comprehensive loan portfolios and cross-sell bank products. The role requires advanced SBA 7(a) and 504 knowledge, detailed financial reviews, and underwriting analysis.

The candidate will prepare loan offering analyses, perform cash flow and property analyses, coordinate closings, and maintain ongoing portfolio oversight. Strong analytical, communication, and independent work skills are essential.