SBA Credit Analyst — Hybrid/Remote Opportunity

BauerFinancial, Inc.; California; Hybrid; USD 41,000 - 48,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401k match

FSA/Dependent Care Accounts

EAP

Calm subscription

Teladoc mental health

Life/AD&D insurance

Paid time off 15 days + holidays

Job summary

Commercial Bank of California (CBC) is seeking a detail-oriented SBA Credit Analyst to join the SBA Department in Irvine, CA. You will underwrite and manage SBA-guaranteed loans, analyze applications for eligibility, and prepare SBA-specific credit memos in accordance with SOPs.

Ideal candidates bring SBA lending experience, strong analytical skills, and a commitment to compliance, accuracy, and client service within a community-focused banking environment.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 1–2 years SBA lending, credit analysis, or related area.
• Knowledge of SBA loan programs, SOPs, and compliance requirements.
• Strong analytical, organizational, and communication skills; ability to work in a fast-paced environment.

Responsibilities

• Analyze SBA loan applications for eligibility and SBA SOP compliance.
• Prepare SBA-specific credit memos for new loans and renewals.
• Coordinate documentation and approvals with SBA and internal teams.
• Monitor SBA portfolio performance and guaranty compliance.
• Maintain credit files and ensure up-to-date documentation.

Skills

SBA lending

Credit analysis

Financial statements

SOP compliance

Analytical skills

Education

Bachelor’s degree in Finance/Accounting/Economics

Tools

Excel

CRM systems

Job description

Commercial Bank of California (CBC) is seeking a detail-oriented SBA Credit Analyst to join the SBA Department in Irvine, CA. You will underwrite and manage SBA-guaranteed loans, analyze applications for eligibility, and prepare SBA-specific credit memos in accordance with SOPs.

Ideal candidates bring SBA lending experience, strong analytical skills, and a commitment to compliance, accuracy, and client service within a community-focused banking environment.