Senior Credit Analyst — SMB Lending Underwriter & Mentor

Mulligan Funding, LLC; San Diego (CA); On-site; USD 95,000 - 120,000; Full time

Benefits offered by this job

Medical, vision, and dental benefits

401(k) with matching contributions

Paid parental leave

Learning Stipend for professional development

Employee Assistance Program (EAP)

Job summary

A financial services provider in San Diego is seeking an experienced professional for a credit analyst role. The position requires 5+ years in underwriting or credit analysis and includes responsibilities such as evaluating financial statements, assessing credit risks, and preparing credit reports. Ideal candidates will have a bachelor's degree in finance or a related field, and strong organizational and analytical skills. This full-time role offers competitive compensation within a supportive work culture.

Qualifications

• 5+ years of experience in underwriting or credit analysis.
• Solid understanding of GAAP accounting principles.
• Profound knowledge of the U.S. small business lending landscape.

Responsibilities

• Analyze complex financial statements to evaluate creditworthiness.
• Identify credit risks associated with loan applicants.
• Prepare credit reports and summaries for loan decisions.

Skills

Underwriting

Credit analysis

Communication skills

Time management

Analytical skills

Education

Bachelor's degree in business, finance, accounting, economics or similar

Tools

Microsoft Office

G-Suite

Job description

A financial services provider in San Diego is seeking an experienced professional for a credit analyst role. The position requires 5+ years in underwriting or credit analysis and includes responsibilities such as evaluating financial statements, assessing credit risks, and preparing credit reports. Ideal candidates will have a bachelor's degree in finance or a related field, and strong organizational and analytical skills. This full-time role offers competitive compensation within a supportive work culture.