SBA Credit Analyst - Impactful Lending & Compliance

Open Bank; Buena Park (CA); Sur place; USD 33 000 - 34 000; Plein temps

Avantages offerts par ce poste

Medical, Dental, Vision

Life, AD&D, LTD

FSA

401(k)

PTO

EAP

Company paid lunch

Résumé du poste

Open Bank in La Mirada, CA, is seeking an SBA Credit Analyst to join the SBA Loan Center. You will evaluate and underwrite SBA loan files, perform credit analysis, and ensure proper documentation and regulatory compliance.

The role involves site visits to borrowers, preparing loan documents, and monitoring delinquent accounts. Bachelor’s degree or equivalent experience required; banking experience is a plus.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Prior experience in business lending or banking preferred, but not required.
• Excellent verbal and written communication skills.

Responsabilités

• Perform credit analysis and spreads on financial information and review application for SBA eligibility determination and communicate with management on loans.
• Site visitations to new borrowers and existing borrowers.
• Prepare and review files for policy, regulatory, and documentation compliance, including equal credit, fair credit reporting, BSA, and other regulatory requirements.
• Prepare documents and meet with borrowers for proper, accurate, and timely signing of loan documents and perform notarization (if applicable).
• Follow up with tickler items.
• Review weekly past due reports to monitor payment performance of each borrower and take appropriate actions for delinquent borrowers.

Connaissances

Credit analysis

Regulatory compliance

Communication skills

Attention to detail

Formation

Bachelor’s degree or equivalent

Outils

Word processing

Spreadsheet software

Core banking systems

Description du poste

Open Bank in La Mirada, CA, is seeking an SBA Credit Analyst to join the SBA Loan Center. You will evaluate and underwrite SBA loan files, perform credit analysis, and ensure proper documentation and regulatory compliance.

The role involves site visits to borrowers, preparing loan documents, and monitoring delinquent accounts. Bachelor’s degree or equivalent experience required; banking experience is a plus.