SBA & Commercial Lending Specialist

Redwood Credit Union; Napa (CA); On-site; USD 83,000 - 109,000; Full time

Benefits offered by this job

Competitive medical, dental, vision

401(k) with employer match

PTO + paid holidays and birthday off

Employee discounts and benefits

Job summary

Redwood Credit Union is seeking an SBA/Commercial Loan Officer to implement our SBA lending program and originate loans in the marketplace. You will structure complex SBA packages, develop third-party relationships, and ensure credit quality with strong servicing and risk management.

The ideal candidate has extensive SBA experience, 5+ years in commercial lending, and a proven ability to grow loan portfolios in a community-based financial institution.

Qualifications

• Extensive knowledge of SBA loan programs (Express, 7(a), 504) and structuring commercial loans.
• Strong business development and lead generation skills; ability to originate SBA loans.
• Current knowledge of laws, rules and regulations pertaining to business lending and compliance.
• Excellent credit skills and ability to analyze complex credits independently.
• Willingness to travel up to 20% and work rotating Saturdays as needed.

Responsibilities

• Develop a referral network for SBA loans with brokers, CPAs, lawyers, and small businesses.
• Structure complex SBA loan packages and proposals; develop third-party relationships with CDCs.
• Recommend loan-pricing strategies to meet ROE targets while growing business loans.
• Monitor credit compliance and resolve documentation, collateral, and past due issues.
• Cross-sell Redwood Credit Union products and services; participate in Credit Committee.

Skills

SBA lending experience

Business development

Credit analysis

Communication

Education

Bachelor's degree in business or finance

Tools

Word processing

Spreadsheet

Presentation software

Intranet/Internet access

Job description

Redwood Credit Union is seeking an SBA/Commercial Loan Officer to implement our SBA lending program and originate loans in the marketplace. You will structure complex SBA packages, develop third-party relationships, and ensure credit quality with strong servicing and risk management.

The ideal candidate has extensive SBA experience, 5+ years in commercial lending, and a proven ability to grow loan portfolios in a community-based financial institution.