Risk Manager

iSuite; Chesterfield (MO); On-site; USD 110,000 - 180,000; Full time

Benefits offered by this job

Employee Stock Ownership

Discretionary Bonus

Health Insurance

Vision Insurance

401k Contributions

Paid Time Off

Paid Holidays

Tuition Reimbursement

Employee Assistance Program

Job summary

iSuite L.L.C. is seeking a seasoned Risk Manager to join our Legal team in St. Louis, MO.

You will oversee the enterprise insurance program across multiple lines, support bonding, and manage claims and risk financing for complex construction projects. The ideal candidate has 7+ years in risk management within construction, strong relationships with brokers and carriers, and a proactive, analytical approach.

Qualifications

• 7+ years of progressively responsible experience in risk management, insurance, surety, or claims, with substantial construction industry experience.
• Experience managing insurance programs for a construction company or similar enterprise.
• Deep understanding of construction insurance, surety, claims, and contractual risk transfer.
• Experience working with insurance brokers, carriers, sureties, and third‑party administrators.
• Experience with large‑deductible or self‑insured retention programs.
• Understanding of bonding programs and indemnity arrangements.
• Highly organized, proactive, and accountable with strong follow‑through.

Responsibilities

• Manage the Company’s enterprise insurance program across general liability, excess liability, workers’ compensation, automobile, property, inland marine, professional, pollution cyber, and other lines.
• Lead preparation for annual insurance renewals, including underwriting submissions and negotiations.
• Monitor insurance costs, collateral requirements, loss funds, deductibles and overall program performance.
• Coordinate with brokers, carriers, and third‑party administrators on claims handling and reserve adequacy.
• Manage the bonding program (bid, performance, payment, and other project bonds), including reviewing bond forms and coordinating issuance timelines.
• Advise on prime contracts, subcontracts, purchase orders, and lease agreements from the risk management perspective.
• Partner with analytics to define risk metrics and translate them into data‑driven recommendations for reducing total cost of risk.
• Serve as internal SME on construction insurance and risk management; support executive leadership on risk profile.

Skills

Risk management

Insurance programs

Surety

Claims management

Construction industry knowledge

Job description

iSuite L.L.C. is seeking a qualified professional to join our Legalteam. iSuite is a business support services organization formed in 2023. The organization provides business development and pursuit, estimating, safety, accounting, human resources, information technology, marketing, and training services to clients within the Architecture, Engineering, Construction (A/E/C) industry.

This shared-services company supports the IMI business units and provides a uniform, employee-based culture founded on our Support the Build mentality. This mentality aligns with our employee-owned company so that all personnel take an owner’s mindset approach to our business. iSuite is headquartered in Nashville, TN and has branches in Granite City, IL, Chesterfield, MO and Charlotte, NC.

We are currently looking for a Risk Managerto join our Legalteam located at our office in St. Louis, MO. Our ideal candidate for a Risk Manager is someone who has 7+ years of experience and will serve as a key member of the Company’s Legal and Risk organization, responsible for managing and advancing the Company’s insurance, surety, claims, and risk-financing programs. This is a senior, highly experienced, hands‑on role requiring deep, demonstrated knowledge of the construction industry, commercial insurance, surety, claims management, and construction‑related risk.

The Risk Manager is expected to independently manage routine and recurring matters, make recommendations on complex matters, and promptly

Settlement authority and other financial or strategic authority may be delegated by the Chief Legal Officer based on experience and demonstrated judgment.

Primary responsibilities for iSuite’s Risk Manager i nclude:

Manage the Company’s enterprise insurance program across general liability, excess liability, workers’ compensation, automobile, property, inland marine, professional, pollution cyber, executive risk and other applicable lines of coverage.

Evaluate and recommend appropriate limits, retentions, deductibles/SIRs, coverage terms, and risk‑transfer strategies; lead preparation for annual insurance renewals, including underwriting submissions and negotiations.

Monitor insurance costs, collateral requirements, loss funds, deductibles and overall program performance.

Evaluate alternative risk solutions including large deductibles, captives and other loss sensitive options

Serve as the Company’s day‑to‑day working contact with its surety partners and broker, leading preparation of underwriting submissions and bond documentation, and coordinating with the Chief Legal Officer on relationship and capacity matters.

Manage the bonding program (bid, performance, payment, and other project‑related bonds), including reviewing bond forms and terms, coordinating issuance timelines with Operations and Project Management, and monitoring bonding capacity against the Company’s growth pipeline.

Own day‑to‑day strategy and oversight for the Company’s insured claims (workers’ compensation, automobile, general liability, property), coordinating with brokers, carriers, and third‑party administrators on claims handling and reserve adequacy.

Directly manage significant or contested claims, including reserve strategy and settlement authority as delegated by the Chief Legal Officer, escalating high‑exposure matters requiring executive or legal judgment.

Serve as the Company’s internal subject‑matter expert on construction insurance and risk, advising on project‑specific insurance and bonding requirements, additional insured status, waivers of subrogation, and other project‑level risk‑transfer terms.

Advise on prime contracts, subcontracts, purchase orders, and lease agreements from the risk management perspective

Partner on subcontractor risk matters, including subcontractor insurance requirements, Subcontractor Default Insurance (SDI), and financial capacity review.

Establish and maintain processes for insurance compliance across projects, vendors, and other counterparties, including escalation protocols for material issues.

Partner with the Company’s analytics team to define and interpret key risk metrics (loss trends, claims frequency and severity, experience modification factors) and translate them into data‑driven recommendations for reducing total cost of risk.

Act as a trusted advisor to enterprise leadership on insurance, surety, claims, and construction risk matters, and support the Chief Legal Officer in evaluating the Company’s overall risk profile for executive management and the Board.

Primary qualifications for iSuite’ s Risk Manager include:

7+ years of progressively responsible experience in risk management, insurance, surety, or claims, with substantial, hands‑on experience in the construction industry.

Significant experience managing insurance programs for a construction company, specialty contractor, general contractor, or similarly complex construction enterprise strongly preferred.

Deep understanding of construction insurance, surety, claims, contractual risk transfer, and construction project risk.

Demonstrated experience working directly with insurance brokers, carriers, sureties, and third‑party administrators.

Experience with large‑deductible or self‑insured retention programs strongly preferred.

Strong understanding of bonding programs, surety underwriting, and indemnity arrangements.

Highly organized, proactive, and accountable, with exceptional follow‑through.

COMPENSATION AND BENEFITS:

• Employee Stock Ownership Program
• Experience based salary
• Discretionary Annual Bonus'
• Health Insurance
• Vision Insurance
• 401k with Discretionary Company Contributions
• Paid Time Off (Vacation; Sick Time)
• Paid Company Holidays
• Tuition Reimbursement Program
• Employee Assistance Program

DIVERSITY:

Our commitment to diversity and inclusion starts with us. The IMI companies strive to build a team that is truly reflective of the communities we serve in every level of our business. We know that when diverse minds and perspectives come together, the possibilities are limitless.

WHY iSuite L.L.C?

At the IMI companies, we don’t just admire thinking outside of the box, we encourage it. IMI knows that to tackle the challenging projects we are faced with every day takes a team of creative problem solvers who aren’t afraid to be bold. Which is why IMI companies work every day to create a work environment that gives back to our employees. Our family‑first approach and commitment to work‑life balance are just a couple of the things that make the IMI companies an ideal career destination.

EOE/M/F/V/D

In compliance with Federal and State equal employment opportunity laws, qualified applicants are considered for all positions without regard to race, color, religion, sex, national origin, age, marital status, veteran status, non‑job‑related disability, or any other protected group status.

If you want to view the Know Your Rights: Workplace Discrimination is Illegal poster, please choose your language: English – Spanish – Arabic - Chinese

If you want to view the Pay Transparency Policy Statement, please click the link: English