Mortgage Loan Originator

Trustmark Corporation; Brookhaven (MS); Hybrid; USD 55,000 - 85,000; Full time

Job summary

Trustmark Corporation in Mississippi seeks an experienced mortgage professional to serve customers by providing loan information, disclosures, and gathering data to process mortgage requests.

You will originate and promote Community Lending Loans, coordinate with the mortgage dept, and develop referrals from agents, builders, and customers.

Qualified candidates have at least 2 years of agency mortgage experience, NMLS certification, and solid knowledge of guidelines and compliance.

Qualifications

• Minimum of 2 years’ experience originating agency eligible mortgage loans.
• Thorough knowledge of government and conventional mortgage loan guidelines.
• Ability to analyze documentation for accuracy and eligibility.
• Knowledge of appraisal standards and acceptability.
• Ability to disclose and process applications in compliance with regulations.
• Ability to work with a diverse borrower base and housing entities.

Responsibilities

• Determine the best loan product for customer
• Devise marketing plans to seek referrals from agents and builders
• Provide guidance for loan inquiries related to pricing and required documents
• Complete applications and gather documents for applicable loan types (FHA, VA, Conventional, portfolio)
• Develop referrals from internal and external sources and maintain realtor relationships
• Originate and promote Trustmark’s Community Lending Loans and Products
• Coordinate and assist the mortgage department in origination and servicing of Community lending products

Skills

Mortgage origination

Regulatory compliance

Analytical skills

Sales ability

Interpersonal skills

Education

NMLS Certification

Job description

The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.

Responsibilities:

• Determine the best loan product for customer
• Devise marketing plans to seek referrals from agents and builders
• Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirements
• Complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etc
• Develop referrals from internal and external sources. Maintain relationships with realtors by providing superior service
• Originate and promote Trustmark’s Community Lending Loans and Products
• Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services

Qualifications

• Minimum of 2 years’ experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products
• Eligible for NMLS certification
• Thorough knowledge of government and conventional mortgage loan guidelines and requirements
• Extensive knowledge of the qualifying variables between mortgage loan products
• Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements
• Knowledge of appraisal standards and acceptability
• Ability to produce tax return analysis as required by conforming loan guidelines
• Must know how to fully disclose and handle all applications according to compliance regulations
• Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations
• Working knowledge of financial compliance and regulatory requirements
• Interpersonal Skills
• Sales skills
• Analytical Skills

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Trustmark Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Trustmark Bank employee by a third-party agency and/or search firm without a valid, written search agreement signed by Trustmark, will become the sole property of Trustmark Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

Working with Us

Teamwork and the individual contributions of our associates are recognized as the drivers of our success. At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment. We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations. Come onboard and join our team!

Equal Opportunities for All

Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment.

Upon accepting a position with Trustmark, the following pre-employment screenings must be completed:

• Verification of employment, education and other data provided by you on your employment application
• Verification of eligibility to work in the US
• Criminal background check
• Fingerprinting (required for certain positions)