Results-Driven Mortgage Loan Officer

Regions Bank; Beaufort (SC); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank is seeking a Mortgage Loan Officer to direct the origination of residential mortgage loans through a branch network. You will complete applications, evaluate requests, maintain client contact, and structure loans to comply with lending rules.

The role emphasizes sales, networking, and cross-selling bank products. Compensation is commission-based, with total pay historically ranging from $20,000 to $100,000+ annually, depending on location and performance.

Qualifications

• High School Diploma or GED is required.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience developing external business via referral partners.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customers, communicating progress of loan and obtaining documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

Skills

Good organizational skills

Microsoft Office

Sales acumen

Strong written and verbalcommunication

Education

High School Diploma or GED

Bachelor's degree

One year mortgage lending experience

Tools

Microsoft Office

Job description

Regions Bank is seeking a Mortgage Loan Officer to direct the origination of residential mortgage loans through a branch network. You will complete applications, evaluate requests, maintain client contact, and structure loans to comply with lending rules.

The role emphasizes sales, networking, and cross-selling bank products. Compensation is commission-based, with total pay historically ranging from $20,000 to $100,000+ annually, depending on location and performance.