Residential Mortgage Underwriter – DE-Certified

Charter West Bank; Papillion (NE); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, dental, and vision

401(k) program

Paid Vacation and Sick time

Job summary

CharterWest Bank in Omaha, NE seeks an experienced Mortgage Underwriter to evaluate and underwrite residential loan files from application to final decision. You will work closely with loan officers, processors and management, interpreting guidelines for conventional and government products while maintaining a high-volume workflow and strong underwriting quality.

The role requires DE certifications, 2+ years of experience, and a detail-oriented, collaborative approach in a fast-paced

Qualifications

• 2+ years of residential mortgage underwriting experience.
• DE certification required; SAR preferred.
• Strong understanding of conventional and government loan products.
• Excellent verbal and written communication skills.
• Ability to manage a high-volume pipeline while maintaining underwriting quality.
• Ability to work effectively in a fast-paced team environment.

Responsibilities

• Independently underwrite residential mortgage loan files from application to final decision.
• Collaborate closely with loan officers, processors, closing and management.
• Assist with guideline interpretation, scenario reviews and complex underwriting questions.
• Meet established quality, productivity, and turn-time expectations.
• Other duties as assigned.

Skills

Mortgage underwriting experience

Verbal & written communication

Team player

Attention to detail

High-volume pipeline management

Education

DE certifications

High school diploma or GED

Job description

CharterWest Bank in Omaha, NE seeks an experienced Mortgage Underwriter to evaluate and underwrite residential loan files from application to final decision. You will work closely with loan officers, processors and management, interpreting guidelines for conventional and government products while maintaining a high-volume workflow and strong underwriting quality.

The role requires DE certifications, 2+ years of experience, and a detail-oriented, collaborative approach in a fast-paced