Dynamic Non-QM Mortgage Underwriter (DE)

Union Home Mortgage Corp.; United States; On-site; USD 70,000 - 90,000; Full time

Job summary

A leading mortgage firm in the United States is seeking an Underwriter responsible for the timely analysis of loan applications. Ideal candidates should have 3-5 years of underwriting experience and knowledge of FHA, VA, USDA, and agency loans. The role includes underwriting new loans, maintaining compliance, and preparing loans for risk committees. Strong analytical and decision-making skills are required, along with knowledge of Encompass LOS. This position offers a supportive work environment focused on diversity and inclusion.

Qualifications

• 3-5 years of experience as an Underwriter and complete knowledge of the mortgage business.
• Direct Endorsement (DE) required; LAPP/SAR preferred.
• Experience with FHA/VA/USDA/Agency loans.

Responsibilities

• Underwrite 3+ new loans per day while minimizing risk.
• Clear UTC conditions within 24 hours.
• Prepare loans for risk committee.

Skills

Strong analytical skills

Effective interpersonal skills

Attention to detail

Ability to multi-task

Decision-making skills

Education

Bachelor’s degree or equivalent work experience

3-5 years of experience as an Underwriter

Tools

Encompass LOS

Job description

A leading mortgage firm in the United States is seeking an Underwriter responsible for the timely analysis of loan applications. Ideal candidates should have 3-5 years of underwriting experience and knowledge of FHA, VA, USDA, and agency loans. The role includes underwriting new loans, maintaining compliance, and preparing loans for risk committees. Strong analytical and decision-making skills are required, along with knowledge of Encompass LOS. This position offers a supportive work environment focused on diversity and inclusion.