Mortgage Underwriter

Charter West Bank; Omaha (NE); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Medical, dental, and vision

401(k) program

Paid Vacation and Sick time

Job summary

CharterWest Bank in Omaha, NE is seeking an experienced Mortgage Underwriter to assess residential loan files from application to decision. The role collaborates with loan officers, processors, closers and management to ensure accurate underwriting.

Applicants should have 2+ years of underwriting experience, DE certifications, and familiarity with conventional and government loan products including SD Housing.

Qualifications

• 2+ years of residential mortgage underwriting experience.
• DE certifications required, SAR Preferred.
• Strong understanding of conventional and government loan products, including SD Housing.
• Strong verbal and written communication skills.
• Ability to maintain a high-volume pipeline while maintaining exceptional underwriting quality and accuracy.
• The ability to work effectively as a team member in a fast-paced environment.
• Minimum of a high school diploma or GED.

Responsibilities

• Independently underwrite residential mortgage loan files from application to final decision
• Collaborate closely with loan officers, processors, closing and management
• Assist with guideline interpretation, scenario reviews and complex underwriting questions
• Meet established quality, productivity, and turn-time expectations
• Other duties as assigned

Skills

Underwriting experience

Verbal communication

Written communication

Teamwork

Attention to detail

Education

DE certifications

SAR preferred

High school diploma or GED

Job description

CharterWest Bank, a top statewide mortgage lender, is seeking an experienced person for their Mortgage Underwriter position located at our Omaha, NE location. Employee is responsible for evaluating and underwriting residential mortgage loans in accordance with agency, investor and company guidelines

Salary negotiable depending on experience level and excellent benefits, which include:

• Medical, dental, and vision
• 401(k) program
• Paid Vacation and Sick time

Job Duties:

• Independently underwrite residential mortgage loan files from application to final decision
• Collaborate closely with loan officers, processors, closing and management
• Assist with guideline interpretation, scenario reviews and complex underwriting questions
• Meet established quality, productivity, and turn-time expectations
• Other duties as assigned

Applicants should have:

• 2+ years of residential mortgage underwriting experience
• DE certifications required, SAR Preferred
• Strong understanding of conventional and government loan products, including SD Housing
• Strong verbal and written communication skills
• Ability to maintain a high-volume pipeline while maintaining exceptional underwriting quality and accuracy
• The ability to work effectively as a team member in a fast-paced environment
• Strong attention to detail and ability to identify inconsistencies, risk factors and documentation deficiencies
• Minimum of a high school diploma or GED

CharterWest Bank is an Equal Opportunity Employer.