Residential Mortgage Loan Consultant

First Citizens Bank; Columbia (SC); On-site; USD 60,000 - 90,000; Full time

Job summary

First Citizens Bank in Columbia, SC is seeking a Mortgage Loan Originator to build a high-quality pipeline of residential loan applications. You will prequalify borrowers, present product options, and coordinate with processing teams to ensure accurate, timely loan packages while maintaining regulatory and service standards.

You will establish strong relationships with clients and referral sources, drive sales targets, and support loan progression from application through closing, ensuring a

Qualifications

• Bachelor's degree and 2+ years of Mortgage Loan Originator experience or high school diploma/GED with 6+ years of Mortgage LO experience required.
• Must complete federal registration and annual renewal under the SAFE Act; must possess a valid driver’s license.
• Frequent driving to other offices and bank customers is required; bank car not provided.

Responsibilities

• Sales: meet mortgage loan production goals via calls, presentations, networking, and referral channels.
• Loan Processing: gather documents, prequalify applicants, and submit complete loan applications.
• Loan Support: manage loan progression, ensure regulatory and investor compliance, and follow up on conditions.
• Relationship Development: build and maintain relationships with clients and referral partners.

Skills

Effective in public settings

Builds Productive Relationships

Business Development

Customer Experience Management

Education

Bachelor's Degree + 2 years Mortgage LO experience

HS Diploma or GED + 6 years Mortgage LO experience

Job description

First Citizens Bank in Columbia, SC is seeking a Mortgage Loan Originator to build a high-quality pipeline of residential loan applications. You will prequalify borrowers, present product options, and coordinate with processing teams to ensure accurate, timely loan packages while maintaining regulatory and service standards.

You will establish strong relationships with clients and referral sources, drive sales targets, and support loan progression from application through closing, ensuring a