Residential Mortgage Advisor

First Federal Bank; Beaufort (SC); On-site; USD 43,000 - 65,000; Full time

Job summary

First Federal Bank in Beaufort, SC is seeking a Mortgage Loan Originator to perform residential loan interviews and facilitate loan applications. Candidates should have a high school diploma, good financial knowledge, and excellent communication skills.

The position requires attention to detail and the ability to work under time constraints. Bilingual candidates are encouraged to apply. This role emphasizes providing innovative solutions and maintaining quality loan growth.

Qualifications

• High school diploma or equivalent required.
• BA/BS degree preferred, but not required.
• Good understanding and knowledge of financial institution and products and services.
• Good cross selling, organizational, and communication skills.
• Able to communicate effectively with builders and realtors.
• Ability to deal with time constraints and strong attention to detail.
• Extended hours sitting and performing computer tasks may be required.

Responsibilities

• Interviews residential mortgage loan applicants.
• Requests specified information for loan application.
• Notifies applicant of loan decision.
• Corresponds with customers, applicants or creditors to resolve questions regarding application information.
• Recommends and outlines terms of loan.
• Informs prospective borrowers of loan commitments.
• Reviews developing laws and regulations as they apply to installment loan security agreements.
• Assists collection officer with delinquent account files for the financial institution.
• Responsible for quality loan growth.
• Provides the best service to our customers with innovative and creative solutions.

Skills

Good understanding of financial institutions

Cross selling skills

Organizational skills

Communication skills

Attention to detail

Education

High school diploma or equivalent

BA/BS degree preferred

Job description

First Federal Bank in Beaufort, SC is seeking a Mortgage Loan Originator to perform residential loan interviews and facilitate loan applications. Candidates should have a high school diploma, good financial knowledge, and excellent communication skills.

The position requires attention to detail and the ability to work under time constraints. Bilingual candidates are encouraged to apply. This role emphasizes providing innovative solutions and maintaining quality loan growth.