Residential Mortgage Field Originator

Interlinc Mortgage Services; Round Rock (TX); Presencial; USD 80.000 - 110.000; Jornada completa

Descripción de la vacante

InterLinc Mortgage Services is seeking an Outside Loan Originator in Round Rock, TX to provide residential mortgage loans, generate leads, and maintain relationships with realtors and related partners. The role requires spending more than 50% of time away from the office.

You will counsel borrowers on loan programs, originate loans with pricing and lock, disclose required documents timely, and stay current with agency guidelines and federal banking laws.

Formación

• Requires a high school diploma.
• Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.

Responsabilidades

• Engage in the sale of mortgage loan products and services to residential mortgage customers.
• Establish and maintain relationships with realtors, builders, title companies and other related companies to generate and expand business through marketing campaigns and promotional events.
• Host community education seminars for real estate professionals.
• Identify the creditworthiness of borrowers by examining credit reports, tax returns and assets.
• Counsel borrowers on the appropriate loan programs and educate them on the mortgage loan process; respond to customer questions and concerns.
• Originate mortgage loans, including pricing and locking pre-approved loan transactions; disclose Loan Estimates and other necessary documents within required timeframes.
• Maintain current knowledge of agency and investor guidelines as well as state and federal regulations.
• Follow up on leads, loan applications, missing items, and conditions; ensure items are submitted prior to deadlines.
• Update borrowers and their agents on the status of loan applications.
• Oversee the production pipeline and resolve escalated issues to ensure loan transactions close timely.
• Provide superior customer service to achieve customer satisfaction.
• Diligently adhere to Exhibit B of Employment Agreement.

Educación

High School Diploma

NMLS license

Descripción del empleo

InterLinc Mortgage Services is seeking an Outside Loan Originator in Round Rock, TX to provide residential mortgage loans, generate leads, and maintain relationships with realtors and related partners. The role requires spending more than 50% of time away from the office.

You will counsel borrowers on loan programs, originate loans with pricing and lock, disclose required documents timely, and stay current with agency guidelines and federal banking laws.