Rental Credit Risk Analyst

Ryder System, Inc.; Helena (MT); Remote; USD 55,000 - 65,000; Full time

Benefits offered by this job

Health and welfare benefits

401(k) retirement plan

Paid time off

Job summary

The Rental Credit Specialist at Ryder System, Inc. analyzes creditworthiness and risk for Ryder's Rental, National Rental and FMG customers to support sales growth while protecting margins.

The role reviews credit reports, financials and history to determine appropriate credit lines and actions. Strong analytical ability, attention to detail, and clear communication with sales, collections and operations are essential.

Qualifications

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit.
• Two (2) years or more experience in financial statement analysis preferred.
• Ability to analyze and interpret financial data.

Responsibilities

• Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines for existing customers.
• Assist Lease analyst in initial review of lease assignments handling preliminary credit review for assignee/assignor and obtaining Ryder documentation including TLSA, nfusion information and Ryder history.
• Reviews credit reports, Ryder and company history, and financial statements.
• Performs review on customer to determine any deterioration of their credit worthiness and re-evaluate the desired exposure, determining the proper credit line as well as an action plan to reduce our rentals if needed.
• Communicates to stop loss, collections, sales and operations on problem or high risk accounts by e-mail or conference calls to advise of potential loss.
• Verify all critical documentation & security is received from customer (ACH amendment, cash deposits, ILOC's, guarantees, etc.).
• Assist daily with Credit Hold Mailbox reviewing emails to make sure proper information is given.

Skills

Credit analysis

Financial data interpretation

Communication skills

Time management

Multitasking

Education

Bachelor's degree in business, finance or accounting

Tools

Cortera

Equifax

Excel

Word

PowerPoint

Access

Job description

The Rental Credit Specialist at Ryder System, Inc. analyzes creditworthiness and risk for Ryder's Rental, National Rental and FMG customers to support sales growth while protecting margins.

The role reviews credit reports, financials and history to determine appropriate credit lines and actions. Strong analytical ability, attention to detail, and clear communication with sales, collections and operations are essential.