Remote Sr, Loan Processor, Wholesale,

Lensa; Salem (OR); Remote; USD 60,000 - 80,000; Full time

Job summary

Join a leading career site as a loan processor, working remotely with a focus on quality loan processing and adherence to underwriting standards. The role involves communication with various parties, ensuring compliance, and maintaining borrower confidentiality. Enjoy a supportive work environment with healthcare plans and a 401(k) match.

Benefits

Healthcare Plans

401(k) Match

Training

Referral Bonuses

Educational Reimbursement

Qualifications

• 3+ years of loan processing experience required.
• Thorough knowledge of mortgage processing and underwriting guidelines.

Responsibilities

• Provide quality loan processing and ensure submission completeness.
• Communicate with parties to resolve issues regarding loan status.
• Monitor pipeline to ensure timely funding.

Skills

Customer Service

Organizational Skills

Effective Communication

Education

High School Diploma or Equivalent

Tools

Microsoft Office

Encompass

Empower

Job description

Be among the first 25 applicants! Lensa is the leading career site for job seekers at every stage of their career. Our client, Carrington, is seeking professionals. Apply via Lensa today!

Come join our amazing team and work remotely!

Responsibilities:

1. Provide quality loan processing, review files for adherence to underwriting standards, and ensure submission completeness.
2. Obtain necessary information such as loan applications, credit documents, and appraisals to process mortgage loan files.
3. Perform duties in accordance with company policies, procedures, and applicable laws.
4. Monitor incoming documents and verify data collected by Brokers.
5. Organize and input loan information into the Loan Origination System (LOS).
6. Maintain open files, order appraisals, send verifications, and acquire documentation related to borrowers and properties.
7. Ensure work quality and compliance with company policies and investor guidelines.
8. Communicate with external and internal parties to resolve issues and inform about loan status.
9. Review and evaluate credit information to determine loan acceptability.
10. Pull or verify credit reports and flood certificates as needed.
11. Submit completed files for underwriting approval and obtain necessary stipulations.
12. Ensure deadlines are met for disclosures, approval letters, and denial notices.
13. Process 4506T, lock confirmations, and change of circumstance requests.
14. Monitor pipeline to ensure timely funding.
15. Assist with post-closing activities for secondary market purchases.

Qualifications:

• Maintain confidentiality of borrower information.
• Thorough knowledge of mortgage processing and underwriting guidelines.
• Proficiency in Microsoft Office and office equipment.
• Strong customer service and organizational skills.
• Effective communication skills, both verbal and written.
• High school diploma or equivalent; 3+ years of loan processing experience.
• Experience with Encompass/Empower and AUS tools preferred.

About Carrington:

Part of The Carrington Companies, providing access to various loan programs and financing options. Visit www.carringtonwholesale.com for more info.

What We Offer:

• Healthcare plans, 401(k) match, discounts, training, referral bonuses, educational reimbursement, and community involvement.

We are an equal opportunity employer, committed to diversity and inclusion, with accommodations available for applicants with disabilities.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance and Sales

Industries

IT Services and IT Consulting