Outside Real Estate Mortgage Loan Originator; BR 37 - Johnston; 5.9.25

Texana Bank, Inc.; Johnston (RI); On-site; USD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a motivated Mortgage Loan Originator to enhance its mortgage loan portfolio. This fully remote role involves building relationships within the community, evaluating loan applications, and guiding borrowers through the mortgage process. You will play a key role in approving loans and ensuring compliance with FHA, VA, and conventional loan guidelines. If you have a passion for sales and customer service, and thrive in a dynamic environment, this opportunity is perfect for you. Join a team where your contributions directly impact the success of the business and help clients achieve their homeownership dreams.

Qualifications

• Bachelor's degree preferred or equivalent work experience.
• Prior lending experience and call center experience are advantageous.

Responsibilities

• Develop business contacts to increase mortgage loan portfolio.
• Evaluate and recommend approval of real estate loans.

Skills

Lending Experience

Sales Skills

Customer Service

Analytical Skills

Organizational Skills

Education

Bachelor's Degree

Equivalent Work Experience

Tools

MS Office

Mortgage Software

Job description

All Jobs > Outside Real Estate Mortgage Loan Originator; BR 37 - Johnston; 5.9.25

Fully Remote • Remote Worker

Description

JOB SUMMARY: Increases mortgage loan portfolio by developing business contacts; attracts mortgage customers; evaluates, authorizes, or recommends approval of real estate loans; and advises borrowers on financial status and methods of payments. Conducts mortgage loan sales outside of the office, in the field, administering interactions with both potential and existing customers.

ESSENTIAL FUNCTIONS:

• Works within specified limits to approve loans for mortgage customers, and refer loan applications outside those limits to senior management/loan committee for approval.
• Meets mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implements production, productivity, quality, and customer service standards; and resolves problems as needed.
• Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
• Approves mortgage loans by examining application and supporting documentation; estimating credit-worthiness; and calculating repayment risk.
• Completes mortgage loans by monitoring collection, verification and preparation of mortgage loan documentation; schedules and completes mortgage loan closing.
• Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; and participating in professional organizations.
• Attends chamber and civic meetings to expand network contacts; works with other mortgage loan officers to contact individuals, realtors, and builders.
• Maintains up-to-date knowledge of FHA, VA, or conventional loan rules, regulations, and guidelines through educational classes, correspondence courses, on-the-job training, and webinars/seminars.
• Protects the bank’s image by keeping mortgage loan information confidential.
• Performs other duties as assigned.

Requirements

PREFERRED EXPERIENCE AND QUALIFICATIONS:

• Bachelor’s degree preferred or equivalent work experience.
• Prior lending experience
• Call Center experience
• Sales and service-oriented
• Proficiency in MS Office and mortgage software
• Understanding of lending procedures
• Ability to work independently and as part of a team in a multi-task environment
• Ability to analyze information and make informed decisions
• Strong organizational skills and attention to detail