Remote Senior Pricing Actuary — AI-Driven Homeowners Pricing

Kin Insurance; United States; On-site; USD 180,000 - 240,000; Full time

Benefits offered by this job

RSU equity

401(k) match

Health insurance

Dental & vision

HSA contributions

Life insurance

Paid time off

Job summary

Kin Insurance seeks a Senior Pricing Actuary to strengthen and evolve pricing for its homeowners portfolio. You’ll deliver technically rigorous indications, incorporate CAT and reinsurance impacts, and modernize workflows with automation and GenAI.

You’ll collaborate with actuarial leadership, product, and technology to drive growth, profitability, and customer value. You will lead pricing analyses, support rate filings, and partner on statewide expansion.

Qualifications

• FCAS or Career ACAS designation.
• 5+ years actuarial pricing experience in personal lines.
• Expertise in pricing techniques including indications, trend analysis, and risk segmentation.
• Hands-on experience using SQL and Python (preferred) or R for data analysis and model development.
• Experience independently executing technically rigorous actuarial analyses.
• Proficiency in Excel for advanced modeling and analysis.
• Curiosity and practical experience leveraging Generative AI tools to improve actuarial processes.

Responsibilities

• Build and deploy tools using Generative AI and advanced analytics to automate pricing workflows and improve analytical insight.
• Perform statewide and segmented actuarial pricing indications for homeowners insurance products, ensuring rate adequacy and sound risk segmentation.
• Develop and enhance pricing methodologies by incorporating loss trends, expense assumptions, reinsurance costs, and catastrophe modeling outputs.
• Reconcile actuarial indications with financial performance and business objectives in partnership with actuarial leadership.
• Prepare actuarial support for rate filings, including exhibits, documentation, and responses to regulatory inquiries.
• Partner with insurance product teams to support rate changes, pricing reviews, and state expansion initiatives.
• Lead class plan builds and pricing support for new state launches and product expansions.
• Pull, clean, and validate data for CAT modeling; run catastrophe models and analyze results to inform ratemaking decisions.
• Collaborate with technology and data teams to improve data quality, automate analyses, and modernize pricing pipelines.
• Monitor regulatory developments, market trends, catastrophe activity, and structural changes that impact pricing strategy.

Skills

FCAS designation or Career ACAS

5+ years pricing experience

Indications & trend analysis

Risk segmentation

SQL

Python

R

Excel

Generative AI tools

Tools

SQL

Python

R

Excel

Job description

Kin Insurance seeks a Senior Pricing Actuary to strengthen and evolve pricing for its homeowners portfolio. You’ll deliver technically rigorous indications, incorporate CAT and reinsurance impacts, and modernize workflows with automation and GenAI.

You’ll collaborate with actuarial leadership, product, and technology to drive growth, profitability, and customer value. You will lead pricing analyses, support rate filings, and partner on statewide expansion.