Remote Senior Defined Benefit Plan Consultant

DWC - The 401(k) Experts; Wilmington (DE); Remote; USD 65,000 - 85,000; Full time

Benefits offered by this job

401(k) match

Medical insurance

Dental insurance

Vision insurance

Paid time off

Job summary

DWC - The 401(k) Experts is seeking a senior retirement plan administrator to oversee annual nondiscrimination testing and Form 5500 filings for defined benefit plans. You will collaborate with advisors, actuaries, and sponsors to ensure compliance, design optimization, and accurate reconciliations.

The role requires 5–10 years of defined benefit experience, strong reading and math skills, and familiarity with IRS regulations. Remote-friendly with a comprehensive benefits package is offered.

Qualifications

• 5–10 years of experience in defined benefit or retirement plan administration (preferred).
• Ability to read and understand complex documentation related to defined benefit plan design, funding, and compliance.
• Knowledge of basic accounting principles and the ability to apply them to reconcile defined benefit plan assets and liabilities.
• Experience with FTWilliam.com software (preferred).
• Willingness to pursue professional certifications such as the QPA or QKA through ASPPA.

Responsibilities

• Performs nondiscrimination, coverage, and top-heavy testing for defined benefit plans up to 250 participants, in accordance with documented procedures and IRS regulations.
• Calculates annual required and discretionary employer contributions based on actuarial valuations and funding requirements.
• Identifies and calculates corrective actions for testing failures or contribution errors in compliance with IRS correction programs (e.g., EPCRS).
• Consults with plan sponsors to explain testing results, funding obligations, and any necessary corrective actions.
• Assists in the preparation of IRS Form 5500 and related schedules, including Schedule SB and actuarial attachments, for defined benefit plan filings.
• Supports plan audits by preparing required financial and actuarial documentation, including asset and liability reconciliations.
• Assists with gathering and reconciling historical and current plan data during plan conversions, mergers, or terminations?
• Ensures compliance with internal deadlines and regulatory filing requirements.
• Performs other duties related to defined benefit plan administration and compliance, as assigned.

Skills

Defined benefits

Retirement plan administration

IRS regulations

Excel

Analytical thinking

Communication skills

Education

QPA / QKA ASPPA certification (preferred)

Tools

FTWilliam.com

Job description

DWC - The 401(k) Experts is seeking a senior retirement plan administrator to oversee annual nondiscrimination testing and Form 5500 filings for defined benefit plans. You will collaborate with advisors, actuaries, and sponsors to ensure compliance, design optimization, and accurate reconciliations.

The role requires 5–10 years of defined benefit experience, strong reading and math skills, and familiarity with IRS regulations. Remote-friendly with a comprehensive benefits package is offered.