Senior Plan Consultant (Defined Benefits)

DWC ERISA Consultants LLC; United States; Remote; USD 65,000 - 85,000; Full time

Job summary

DWC ERISA Consultants LLC in the United States is seeking a Senior Plan Consultant (Defined Benefits) to perform annual nondiscrimination testing and Form 5500 filings for defined benefit plans. The role collaborates with advisors, actuaries, auditors, and sponsors to provide consulting on plan design, funding contributions, and 5500 reconciliation.

The candidate should have 5–10 years of defined benefit experience, strong Excel and communication skills, and be willing to pursue ASPPA QPA/QKA

Qualifications

• 5–10 years of experience in defined benefit or retirement plan administration.
• Ability to read and understand complex defined benefit documentation.
• Knowledge of basic accounting principles for reconciling plan assets and liabilities.
• Experience with FTWilliam.com software.
• Willingness to pursue QPA or QKA ASPPA certifications.

Responsibilities

• Performs nondiscrimination, coverage, and top-heavy testing for defined benefit plans up to 250 participants.
• Calculates annual required and discretionary employer contributions based on actuarial valuations.
• Identifies corrective actions for testing failures or contribution errors per IRS programs (e.g., EPCRS).
• Consults with plan sponsors to explain testing results, funding obligations, and corrective actions.
• Assists in the preparation of IRS Form 5500 and related schedules for defined benefit plan filings.
• Supports plan audits by preparing required financial and actuarial documentation.
• Ensures compliance with internal deadlines and regulatory filing requirements.
• Assists with gathering and reconciling historical and current plan data during plan conversions, mergers, or terminations?

Skills

Excel skills

Interpersonal skills

Written communication

Verbal communication

Problem solving

Attention to detail

Self-starter

Independence

Adaptable

Prioritization

Team collaboration

Education

QPA / QKA ASPPA certifications

Tools

FTWilliam.com

Job description

Senior Plan Consultant (Defined Benefits)
Fully Remote

Description

Company Overview

DWC, a subsidiary of FSG Parent L.P., provides plan document, compliance, consulting and government reporting services to more than 8,000 clients in all 50 states, ranging in size from single participant defined benefit plans to complex 401(k) plans including several thousand employees. In addition to our renowned responsiveness and obsession with detail, we put a commitment to client service at the center of everything we do. We prioritize accessibility and responsiveness, and we are obsessed with detail. Every consultant at DWC has a commitment to excellence in their DNA. Our culture emphasizes helping everyone around us perform at the highest level and requires that all work be completed at an A+ level, without exception.

DWC is continually seeking candidates to join our team who are fiercely committed to client-centered service, passionate about helping our clients and advisors, and who truly enjoy working in the retirement plan industry.

To learn more, visit https://www.dwc401k.com/

Job Summary

Responsible for completion of annual nondiscrimination testing and Form 5500 filings for defined benefit retirement plans. Collaborates with advisors, actuaries, auditors, and plan sponsors to provide consulting on plan design, funding contributions, and Form 5500 reconciliation.

Job Responsibilities

• Performs nondiscrimination, coverage, and top-heavy testing for defined benefit plans up to 250 participants, in accordance with documented procedures and IRS regulations.
• Calculates annual required and discretionary employer contributions based on actuarial valuations and funding requirements.
• Identifies and calculates corrective actions for testing failures or contribution errors in compliance with IRS correction programs (e.g., EPCRS).
• Consults with plan sponsors to explain testing results, funding obligations, and any necessary corrective actions.
• Assists in the preparation of IRS Form 5500 and related schedules, including Schedule SB and actuarial attachments, for defined benefit plan filings.
• Supports plan audits by preparing required financial and actuarial documentation, including asset and liability reconciliations.
• Assists with gathering and reconciling historical and current plan data during plan conversions, mergers, or terminations?
• Ensures compliance with internal deadlines and regulatory filing requirements.
• Performs other duties related to defined benefit plan administration and compliance, as assigned

Requirements

• 5–10 years of experience in defined benefit or retirement plan administration (preferred)
• Ability to read and understand complex documentation related to defined benefit plan design, funding, and compliance
• Knowledge of basic accounting principles and the ability to apply them to reconcile defined benefit plan assets and liabilities
• Experience with FTWilliam.com software (preferred)
• Willingness to pursue professional certifications such as the QPA or QKA through ASPPA
• Ability to reconcile trust statements and actuarial reports to plan assets and contribution schedules
• Intermediate proficiency in Microsoft Excel, including use of formulas, pivot tables, and reconciliation templates
• Adaptable and eager to learn and grow in a collaborative and evolving work environment
• Self-starter with strong problem-solving skills and the ability to work independently
• Capable of managing priorities and meeting IRS and DOL regulatory deadlines, particularly during peak seasons
• Strong interpersonal, written, and verbal communication skills
• Excellent attention to detail, with a focus on accuracy in data and reporting
• Basic customer service skills, with the ability to explain complex issues to clients clearly and professionally

Remote Work Information

For all virtual remote positions, in order to ensure employees can effectively perform their job duties with no distractions, we require an uninterrupted virtual workspace and there is also an expectation of family care being in place during business hours. Additionally, there is an internet work speed requirement of 50 MBps or better for individual use. If more than one person is utilizing the same internet connection in the same household or building, then a stronger connection is required. If you are unsure of your internet speed, please check with your service provider. Please ensure that you are able to meet these expectations before applying.

Compensation Information

The average salary for this position is expected to be between $65,000-$85,000 per year however, base pay offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. We do not anticipate candidates to be paid at the top of the range however, from time to time, it may occur on a case-based basis. Other rewards and benefits may include: 401(k) match, medical, dental, vision, life insurance, short- and long-term disability, paid-time off, etc.

Additional Information

As an employer, we believe our success depends on diversity, inclusion, and mutual respect among our team members. We want to look like our customers, and we recruit, develop, and retain the most hardworking people from a diverse candidate pool. We are committed to making all employment decisions based on business need, merit, capability, and equality of opportunity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state, or local protected class.