Remote Pricing & Risk Analyst – Growth Focus

Kin Insurance; California; Remote; USD 70,000 - 100,000; Full time

Benefits offered by this job

RSUs

401(k) with company match

Medical, dental, vision plans

Company-funded HSA contributions

Life insurance

Job summary

Kin Insurance is seeking an entry-level Pricing & Risk Analyst to help identify profitable state-by-state growth opportunities. You will transform policy, quote, and claims data into actionable insights, leveraging Databricks Genie and Claude Code.

The role supports pricing decisions and requires curiosity, attention to detail, and solid communication across teams. You'll collaborate with state managers to understand performance drivers, build recurring reports, and contribute to growth

Qualifications

• Bachelor's degree or equivalent practical experience.
• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools.
• Experience analyzing data to identify patterns, investigate questions, and explain findings.
• Hands-on experience using AI for analytical or coding tasks, and willingness to use Claude Code, Databricks Genie, and MCP-enabled workflows.

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience, and investigate what's driving changes in results.
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities and segments that need closer review.
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability.
• Build and maintain competitive research that informs state comparisons and points to potential product or pricing opportunities.
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports, and document findings.
• Bring relevant data and business context into analytical workflows through approved MCP connections.
• Validate data, calculations, and AI-generated outputs; document sources and assumptions, and raise questions early when results look uncertain or inconsistent.
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations alongside experienced colleagues.
• Measure performance after pricing, underwriting, and product changes go live.

Skills

Analytical mindset

Attention to detail

Communication skills

Problem solving

Team collaboration

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field

Tools

Claude Code

Databricks Genie

MCP-enabled workflows

SQL

Excel

Job description

Kin Insurance is seeking an entry-level Pricing & Risk Analyst to help identify profitable state-by-state growth opportunities. You will transform policy, quote, and claims data into actionable insights, leveraging Databricks Genie and Claude Code.

The role supports pricing decisions and requires curiosity, attention to detail, and solid communication across teams. You'll collaborate with state managers to understand performance drivers, build recurring reports, and contribute to growth