Remote Personal Lines Underwriter - Risk & Growth

Hiverecruiter; Raleigh, Northern (NC, KY); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Hiverecruiter is seeking a Personal Lines Risk Specialist (Underwriter) for an on-site position in Raleigh, NC, with remote availability. The role involves training, licensing, and handling underwriting requests for sub-agents to quote, bind, and place coverage.

You will apply consultative sales techniques, analyze client needs, and develop underwriting strategies while building strong relationships with carriers and agents.

Qualifications

• 2+ years of related work experience in an office, carrier, agency, broker, or call center environment.
• High school diploma or equivalent; Associate’s or Bachelor’s degree preferred; ability to obtain and maintain a P&C license (active license preferred).
• Strong desire to learn, tenacity, strong sense of self, and emotional maturity.
• Exceptional customer service, strong oral and written communication skills, and ability to handle customers professionally.
• Understanding of sales techniques; detail-oriented mindset.
• Proficient business computer application skills, including MS Office software.

Responsibilities

• Participate in and successfully complete a training program, including obtaining your state Property & Casualty (P&C) license.
• Handle inbound underwriting requests from sub-agents by quoting, recommending, reviewing, and binding insurance coverage.
• Apply sales techniques such as securing critical risk information, identifying and overcoming objections, generating interest, asking for the sale, and conducting follow-ups to convert leads.
• Use consultative skills to identify and analyze customer needs, ensuring high satisfaction, proper coverage, and customer education.
• Exercise independent judgment to evaluate complex risks and determine appropriate coverage terms.
• Develop underwriting strategies and contribute to product design.
• Build rapport and maintain professional relationships with sub-agents.
• Identify and measure how to place business with the appropriate carrier and coverage type (e.g., Standard, Non-Standard, High Value).
• Identify cross-selling and packaging opportunities to generate new revenue from additional lines of coverage.
• Maintain accurate data in systems to reflect account activity.
• Collect underwriting information from sub-agents and submit it to the appropriate company representative.
• Manage relationships with carrier partners at a strategic level.
• Operate with minimal supervision, setting your own workflow priorities.

Skills

Customer service

Oral communication

Written communication

Sales techniques

Organization

Time management

Multitasking

Teamwork

Independent decision-making

Accountability

Adaptability

Customer-focused

Education

High school diploma or equivalent

Associate or Bachelor's degree preferred

Tools

MS Office

Job description

Hiverecruiter is seeking a Personal Lines Risk Specialist (Underwriter) for an on-site position in Raleigh, NC, with remote availability. The role involves training, licensing, and handling underwriting requests for sub-agents to quote, bind, and place coverage.

You will apply consultative sales techniques, analyze client needs, and develop underwriting strategies while building strong relationships with carriers and agents.