Remote Personal Lines Underwriter I - Growth & Partnerships

Liberty Mutual Insurance; United States; Remote; USD 70,000 - 95,000; Full time

Job summary

Liberty Mutual Insurance is seeking a remote Underwriter for Personal Lines, evaluating risks and authorizing or modifying new and renewal business within authority levels. You will educate agents on market appetite and underwriting guidelines while maintaining profitable growth and staying compliant across states.

The role involves mentoring junior underwriters, managing a field of agents, and collaborating with Territory Managers to identify trends.

Qualifications

• BA/BS degree or equivalent experience; insurance experience preferred.
• 9-15 months of underwriting or relevant experience required.
• Knowledge of Personal Lines' products and contract knowledge preferred.
• Proficient in underwriting and thorough knowledge of regulatory and policy differences among states in which business is transacted.
• Strong negotiation skills preferred.
• Actively working toward professional designation(s) preferred.
• Proficient PC skills and capable of working multi-faceted systems.
• Ability to effectively and independently manage workload while exhibiting good judgment.
• Strong verbal communication and phone skills.
• Excellent grammar and written communication skill required.
• Must have strong relationship building skills with agents and other departments and exemplify teamwork.

Responsibilities

• Accepts, rejects or modifies new and renewal business for all Personal Lines with moderate guidance to ensure a profitable personal book of business.
• Reviews risk acceptability to make subjective decisions based on underwriting guidelines ensuring standards for state compliance regulations are met.
• Ability to use creativity and underwriting knowledge to engineer risks and retain business.
• Responsible for managing a field of agents to achieve Company growth and profitability targets.
• Develops on-going relationships with agents, conducts proactive outreach with agents to discuss market appetite, quality of submissions and encourage profitable growth.
• Additionally, keeps agents up-to-date on underwriting and/or product changes.
• Manages a complex book of business to maximize profitability and growth.
• Reviews loss ratios and growth for agents when evaluating and making agency exceptions.
• Mentors newer underwriters and is a resource within underwriting department.
• Partners with Territory Managers to identify trends and patterns that might create problems and works with agents to correct.
• Trains and educates agency staff on Company products, services, underwriting philosophy, etc.
• May promote the Company's product and services by speaking to insurance-related groups, CPCU meetings, etc., and by networking within the insurance community to stay abreast of changes within the industry.
• Performs other support functions as needed.

Skills

Underwriting experience

Product knowledge (Personal Lines)

Regulatory compliance knowledge

Negotiation skills

Communication skills

Written communication

Relationship building with agents

Workload management

Education

BA/BS degree or equivalent experience

Pursuing professional designation(s)

Tools

PC skills

Job description

Liberty Mutual Insurance is seeking a remote Underwriter for Personal Lines, evaluating risks and authorizing or modifying new and renewal business within authority levels. You will educate agents on market appetite and underwriting guidelines while maintaining profitable growth and staying compliant across states.

The role involves mentoring junior underwriters, managing a field of agents, and collaborating with Territory Managers to identify trends.