Remote Mortgage Default & Loss Mitigation Specialist

Member First Mortgage LLC (NMLS ID# 149532); Grand Rapids (MI); Remote; USD 26,000 - 33,000; Full time

Benefits offered by this job

Healthcare packages

Disability insurance

Life Insurance

Vision coverage

401K with match

PTO 20 days

Collaborative team

Competitive compensation

Job summary

Member First Mortgage LLC is seeking an Early Intervention Specialist to support our Default & Loss Mitigation team. This remote role involves collaborating with colleagues across the organization to ensure accurate reconciliations, financial recordkeeping, and reporting.

The position offers flexibility and a chance to grow within a people-focused mortgage lender serving over 250 credit unions. You will handle first-level conflict resolution, research borrower information, discuss payment

Qualifications

• One year to three years of similar or related experience.
• Strong customer service skills.
• Problem solving and analysis skills.
• Ability to communicate clearly and effectively, both verbally and in writing.
• Solid time management skills to organize, prioritize, and meet required deadlines.

Responsibilities

• Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
• Research borrower information to determine valid contact information. Discusses payment options, including available government programs. Refers and escalates cases as necessary for further review
• Monitors delinquent mortgage accounts up to 120 days. Actively attempts to bring delinquent mortgage accounts current at the 15, 30, 60, and 90 day level. Makes outbound collections calls in a professional manner. Prepares and sends out appropriate written notices as needed. Answers incoming borrower telephone communications and responds to delinquent borrower written communications as needed.
• Updates system coding and notes accordingly to monitor and report status of collection efforts. Follows federal and state laws concerning handling debt collection as well as meet legal requirements and follow internal policies.
• Willing and able to work some evening and weekend shifts.
• Performs other job related duties as assigned.

Skills

Customer service

Problem solving

Clear communication

Time management

Job description

Member First Mortgage LLC is seeking an Early Intervention Specialist to support our Default & Loss Mitigation team. This remote role involves collaborating with colleagues across the organization to ensure accurate reconciliations, financial recordkeeping, and reporting.

The position offers flexibility and a chance to grow within a people-focused mortgage lender serving over 250 credit unions. You will handle first-level conflict resolution, research borrower information, discuss payment