Remote Life Underwriting Leader (Analytics-Driven)

Guardian Life; Boston (MA); Remote; USD 95,000 - 156,000; Full time

Job summary

Guardian Life is seeking a Senior Life Underwriter to lead complex underwriting decisions and mentor a team of underwriters. You balance operational discipline with innovation, guiding analytics-driven processes across product, distribution, and technology to improve turnaround times and customer outcomes.

In this fully remote, US-based role, you will oversee escalated cases, leverage automated underwriting tools, and coach colleagues to adopt new workflows while upholding ethical standards and

Qualifications

• Extensive life underwriting expertise with authority to adjudicate complex, high-value cases.
• Minimum 5 years of life underwriting experience and ability to lead teams and manage complex decisions.
• Knowledge of automated underwriting platforms (e.g., RHO, PIA) and quality control experience.
• Strong communication and stakeholder management; ability to collaborate with reinsurers and vendors.
• Ability to coach underwriters toward digital fluency and new tools/workflows.
• Commitment to ethical decision-making, regulatory compliance, and sustainable practices.

Responsibilities

• Provide expert judgment on highly complex and escalated cases, ensuring consistency with underwriting guidelines and mortality objectives; manage facultative referrals when appropriate.
• Oversee complex case adjudication during peak volumes, ensuring accuracy and consistency while promoting analytics and modern underwriting platforms.
• Lead and develop a team of underwriters, set daily priorities, and ensure service-level adherence, consistency, and quality.
• Leverage analytics dashboards to track mortality, placement, cycle time, and referral rates; implement targeted improvements.
• Pilot and validate new underwriting technologies and vendor solutions; document business cases and measure outcomes.
• Coach, develop, and upskill underwriters in analytical thinking, digital tools, and customer-centric practices.
• Negotiate appeals with professional judgment, industry knowledge, and business sense to modify decisions when warranted.
• Communicate with field force and home office to gather information, solve problems, and convey decisions professionally.

Skills

Underwriting leadership

Life underwriting

Team leadership

Stakeholder management

Ethical decision-making

Analytics literacy

Tools

RHO platform

PIA program

Job description

Guardian Life is seeking a Senior Life Underwriter to lead complex underwriting decisions and mentor a team of underwriters. You balance operational discipline with innovation, guiding analytics-driven processes across product, distribution, and technology to improve turnaround times and customer outcomes.

In this fully remote, US-based role, you will oversee escalated cases, leverage automated underwriting tools, and coach colleagues to adopt new workflows while upholding ethical standards and