Remote Life Insurance Agent | Entry Level
Globe Life AIL - Lisa Russel
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Benefits offered by this job
Job summary
AO is seeking motivated professionals for a fully remote role as Mission-Focused Client Benefits Advisors. You will educate clients about life, accident, and health insurance options, build lasting relationships, and guide applicants through enrollment from a home-based setup.
No insurance experience is required; comprehensive training and licensing support are provided to help you succeed in a commission-based environment with ongoing professional growth.
Qualifications
- No prior insurance experience required.
- Structured training and licensing guidance provided.
- Ability to work remotely from home.
- Commitment to learning and obtaining required license.
Responsibilities
- Conduct virtual consultations with clients.
- Explain life, accident, and supplemental health insurance options.
- Assist with applications and enrollment.
- Maintain accurate digital client records.
- Provide education and guidance to clients.
Skills
Job description
Company: AO – American Income Division of Globe Life
Work Arrangement: 100% Remote | U.S. Residents Only
Schedule: Flexible | Work From Home
Experience: Entry-Level Welcome | Training & Mentorship Provided
Compensation: Commission-Based | Weekly Pay | Performance Incentives
Are you looking for a purpose-driven remote career where you can help people, build meaningful relationships, and create long-term professional and financial growth?
AO is seeking motivated, service-focused professionals to join our growing virtual team as Mission-Focused Client Benefits Advisors.
Our mission is simple:
In this role, you'll work virtually with individuals and families seeking information about available insurance benefits, helping them understand their options and make informed decisions about protecting the people who matter most.
This opportunity combines customer service, benefits education, relationship management, and consultative insurance sales in a fully remote environment.
We provide structured training, licensing guidance, mentorship, and ongoing professional development to help you build the skills necessary to succeed.
- 100% Work From Home
- Flexible Scheduling
- Qualified Client Opportunities Provided
- No Traditional Cold Calling
- No Lead Purchasing Required
- Weekly Commission-Based Pay
- Performance Bonuses & Renewal Income Opportunities
- Comprehensive Training & Mentorship
- Performance-Based Leadership Advancement
You’ll meet with individuals and families through virtual and phone appointments to:
- Understand each client’s needs and financial protection priorities
- Explain available life, accident, and supplemental health insurance options
- Answer questions clearly and professionally
- Help clients evaluate available coverage
- Provide personalized, needs-based recommendations
- Guide clients through applications and enrollment
- Assist with required documentation
- Maintain accurate digital client records
Our approach emphasizes education, integrity, relationship building, and service rather than high-pressure sales tactics.
Your relationship with clients doesn't necessarily end after enrollment.
Representatives may also assist clients with:
- Policy and benefit questions
- Coverage reviews
- Beneficiary updates when applicable
- Ongoing service requests
- Follow-up communication
- Changes in family protection needs
- Continued relationship management
The goal is to become a trusted resource families can rely on over time.
Representatives receive access to client opportunities, including individuals and families who have expressed interest in receiving information about available benefits and coverage options.
This allows representatives to focus on:
- Client conversations
- Benefits education
- Needs analysis
- Enrollment assistance
- Relationship building
- Follow-up
- Ongoing client service
This is a 1099 independent contractor, commission-based opportunity—not an hourly or salaried position.
Compensation opportunities may include:
- Weekly commission payments
- Performance-based bonuses
- Renewal and residual income opportunities
- Leadership incentives
- Recognition programs
- Additional performance rewards
There is no predetermined cap on commission earnings. Compensation is directly tied to individual activity, production, consistency, and results.
Individual earnings vary, and no specific level of income is guaranteed.
Previous insurance experience is not required.
Training and professional development may include:
- Structured virtual onboarding
- Product and benefits education
- Client needs assessment
- Customer-service development
- Consultative sales training
- Virtual presentation skills
- Enrollment systems and procedures
- Coaching and mentorship
- Leadership development
- Ongoing professional education
Candidates who are not currently licensed receive guidance through the applicable state Life & Health Insurance licensing process.
Applicants should understand that obtaining and maintaining the appropriate insurance license is required before conducting licensed insurance activities.
AO provides growth opportunities for motivated representatives interested in developing beyond an individual client-facing role.
Potential career progression may include:
Client Benefits Advisor → Mentor/Trainer → Team Leader → Management → Advanced Leadership
Development opportunities may include:
- Mentoring newer representatives
- Training and onboarding
- Coaching
- Team development
- Client relationship management
- Business development
- Leadership and management responsibilities
Advancement is based on performance, consistency, initiative, professional development, and demonstrated leadership ability.
Leadership opportunities are earned and are not guaranteed.
Depending on eligibility and applicable program requirements, qualifying representatives may have access to programs such as:
- Company-supported life insurance
- Accidental Death Benefit coverage
- Medical reimbursement opportunities
- Renewal and residual income opportunities
- Professional mentorship
- Leadership development
- Training resources
- Recognition and incentive programs
Eligibility, production, tenure, and other qualification requirements may apply. These programs should not be interpreted as traditional employee benefits associated with salaried or W-2 employment.
Qualifying performers may have opportunities to earn:
- Company-sponsored incentive travel
- Leadership conferences
- Professional development events
- Recognition programs
- Team experiences
- Performance awards
- Additional advancement opportunities
Qualification requirements apply, and incentives are not guaranteed.
Successful candidates typically demonstrate:
- Strong verbal and written communication
- Genuine interest in helping people
- Positive, service-focused attitude
- Professionalism and integrity
- Strong relationship-building skills
- Active listening and problem-solving abilities
- Self-motivation and personal accountability
- Organization and time-management skills
- Attention to detail
- Dependable follow-through
- Comfort working independently from home
- Ability to collaborate within a virtual team
- Coachability and openness to feedback
- Commitment to continuous improvement and professional growth
Previous insurance experience is not required.
Experience in these areas may transfer particularly well:
Customer Service Healthcare Education Hospitality Retail Financial Services Banking Military Service Administrative Support Client Relations Call Centers Account Management Recruiting Sales Leadership
We value communication, professionalism, integrity, work ethic, accountability, and coachability as much as previous industry experience.
Applicants must:
- Be at least 18 years of age
- Be legally authorized to work in the United States
- Be physically located within the United States
- Have access to their own computer or laptop
- Maintain reliable high-speed internet
- Have webcam and microphone capability
- Maintain a quiet, professional workspace
- Be comfortable conducting virtual client appointments
- Be willing to complete required training and professional development
- Be willing and able to obtain the appropriate state Life & Health Insurance License
Licensing guidance and support are provided. Licensing and applicable state-related expenses may be the responsibility of the candidate.
This opportunity may be a strong fit if you're looking for a career where you can:
- Help families make informed protection decisions
- Build meaningful, long-term client relationships
- Work entirely from home
- Develop valuable communication and leadership skills
- Receive mentorship and ongoing coaching
- Build performance-based earning potential
- Pursue future leadership opportunities
- Grow professionally in a culture centered on service and accountability
At AO, we believe strong careers are built through integrity, consistency, mentorship, service, and continuous development.
Qualified applicants will first complete a brief career overview covering:
- Position responsibilities
- Client process
- Commission-based compensation
- Licensing requirements
- Training and mentorship
- Career advancement opportunities
Candidates interested in continuing can then schedule a live virtual interview with our hiring team.
If you're looking for a 100% remote opportunity where you can serve working families, build lasting relationships, grow professionally, and create long-term income and leadership opportunities through your performance, we'd like to hear from you.
Important Information About This Opportunity
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
- Be at least 18 years of age and legally eligible to work in the United States
- Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
- Complete required training and participate in virtual meetings
- Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
- Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.
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