Remote-Enabled Commercial Credit Analyst

1st MidAmerica; Bethalto (IL); Hybrid; USD 56,000 - 78,000; Full time

Benefits offered by this job

Competitive salary

Benefits

Career growth opportunities

Job summary

1st MidAmerica in Bethalto, IL is seeking a Commercial Credit Analyst to support underwriting and monitoring of the bank's loan portfolio. The role requires analytical work on financial statements, cash flow and credit investigations to assess risk.

Join a community-focused financial institution offering competitive pay, benefits, and opportunities for career growth in a collaborative team environment. You will review covenant compliance, complete annual loan reviews, and collaborate with

Qualifications

• Requires 3–5 years of related experience.
• Strong communication skills and attention to detail.
• Bachelor’s degree or industry certifications equivalent to a bachelor’s degree.

Responsibilities

• Spreads and analyzes financial statements, tax returns, aging, and reports.
• Determines cash flow using appropriate software and models.
• Analyzes financial conditions, industries, and trends.
• Conducts credit investigations and analyzes loan information.
• Collects financial data and performs covenant monitoring and testing.
• Ensures credit files include current financial statements and agency reports.
• Reviews and reports non-compliance with loan covenants.
• Conducts industry research and assists with special projects.

Skills

Strong communication

Attention to detail

Education

High school diploma or equivalent

Bachelor’s degree or equivalent certifications

Job description

1st MidAmerica in Bethalto, IL is seeking a Commercial Credit Analyst to support underwriting and monitoring of the bank's loan portfolio. The role requires analytical work on financial statements, cash flow and credit investigations to assess risk.

Join a community-focused financial institution offering competitive pay, benefits, and opportunities for career growth in a collaborative team environment. You will review covenant compliance, complete annual loan reviews, and collaborate with