Remote Data-Driven Pricing & Risk Analyst

Kin Insurance; Iowa Center (IA); Remote; USD 60,000 - 85,000; Full time

Benefits offered by this job

Competitive salary

Restricted Stock Units (RSUs)

401(k) with company match

Multiple medical plans (dental & &

Company-funded health options (HSA)

Life insurance & disability

Flexible PTO

Parental leave

Job summary

Kin Insurance is seeking a Pricing & Risk Analyst to help identify profitable growth opportunities across states and segments. You will translate policy, quote, and claims data into actionable recommendations while working with state managers and business partners.

This entry-level role emphasizes learning how analytics influence pricing and risk decisions, with AI tools integrated into daily workflows. You’ll collaborate on state performance, segmentation, and product opportunities within Kin’s

Qualifications

• 0–2 years of relevant experience; internships, coursework, and analytical projects count.
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or a related field.
• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools.
• Experience analyzing data to identify patterns, investigate questions, and explain findings.
• Hands-on experience using AI for analytical or coding tasks (academic or personal projects count), familiarity with Claude Code, Databricks Genie, and MCP-enabled workflows.
• Attention to detail and the judgment to question and verify AI-generated results before relying on them.
• Ability to explain findings in plain language, stay curious, and manage assignments with guidance.

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience, and investigate what's driving changes in results.
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities and segments that need closer review.
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability.
• Build and maintain competitive research that informs state comparisons and points to potential product or pricing opportunities.
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports, and document findings.
• Bring relevant data and business context into analytical workflows through approved MCP connections.
• Validate data, calculations, and AI-generated outputs; document sources and assumptions, and raise questions early when results look uncertain or inconsistent.
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations alongside experienced colleagues.
• Measure performance after pricing, underwriting, and product changes go live.

Skills

SQL

Data analysis

Excel

AI tools familiarity

Communicating findings

Attention to detail

Guided problem solving

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field

Tools

Databricks Genie

Claude Code

MCP-enabled workflows

SQL

Job description

Kin Insurance is seeking a Pricing & Risk Analyst to help identify profitable growth opportunities across states and segments. You will translate policy, quote, and claims data into actionable recommendations while working with state managers and business partners.

This entry-level role emphasizes learning how analytics influence pricing and risk decisions, with AI tools integrated into daily workflows. You’ll collaborate on state performance, segmentation, and product opportunities within Kin’s