Remote Credit & Collections Analyst – EMEA Risk & Cash Flow

Arclin; North Carolina; Hybrid; USD 47,000 - 67,000; Full time

Job summary

Arclin is seeking a Credit & Collections Analyst for the EMEA region, based remotely with a focus on assessing credit risk, setting limits, and maximizing cash flow. The role collaborates with Sales, Customer Service, and Finance to release orders and collect on past-due invoices while ensuring compliance with local laws.

The ideal candidate has 2+ years in credit/AR, strong analytical skills, and experience with SAP S/4HANA, BlackLine, or HighRadius, plus proficiency in Excel and Power BI.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field.
• 2+ years of experience in credit, collections, or A/R management.
• Experience operating in a public company preferred.
• Preferred hands‑on experience with SAP or SAP S/4HANA credit or collections modules.
• Knowledge of credit management/cash application platforms (e.g., BlackLine, HighRadius, or similar) preferred.
• Strong analytical capabilities, including financial analysis, and use of Excel, Power BI tools, and dashboards.
• Ability to collaborate with and influence cross‑functional stakeholders, to balance commercial objectives with risk discipline.

Responsibilities

• Establish and enforce standardized credit risk assessment methodologies, including financial analysis, external credit data, and behavioral payment analytics.
• Approve and monitor customer credit limits, payment terms, and risk exposures for the EMEA region, with support from the Global Credit Manager.
• Release orders on hold (credit holds) due to over credit limit within parameters.
• Partner with Sales and Commercial teams as needed to evaluate customers or to solve customer payment issues.
• Monitor and prioritize accounts, perform collection activities through email, phone calls, or customer portals.
• Release orders on hold (credit holds) due to past-dues within parameters.
• Analyze aging and customer risk to prioritize collection activities, resolve overdue balances and assist with improving DSO.
• Drive disciplined execution of escalation processes, including collections prioritization, dispute resolution, and order blocking.
• Assist with A/R reporting, including DSO, aging, bad debt, and credit exposure metrics.
• Leverage data analytics to identify trends, optimize customer segmentation, and improve decision-making.

Skills

Excel

Power BI

Dashboards

Financial analysis

Education

Bachelor’s degree in Finance, Accounting, or related field

Tools

SAP or SAP S/4HANA

BlackLine

HighRadius

Job description

Arclin is seeking a Credit & Collections Analyst for the EMEA region, based remotely with a focus on assessing credit risk, setting limits, and maximizing cash flow. The role collaborates with Sales, Customer Service, and Finance to release orders and collect on past-due invoices while ensuring compliance with local laws.

The ideal candidate has 2+ years in credit/AR, strong analytical skills, and experience with SAP S/4HANA, BlackLine, or HighRadius, plus proficiency in Excel and Power BI.