Remote Commercial Credit & Portfolio Manager

SouthState Bank; Atlanta (GA); On-site; USD 90,000 - 135,000; Full time

Job summary

SouthState Bank in Atlanta seeks a Commercial Portfolio Manager II to support commercial loan and deposit portfolios, providing underwriting, portfolio management, and superior client service.

The role requires a four-year degree in business/finance and 4–6 years of credit analysis experience with knowledge of lending regulations; you will collaborate with Relationship Managers, Credit Administration, and other partners to ensure sound risk management.

Qualifications

• Education: Four-year degree in Business Administration, Finance, Accounting or related field; Graduation from a recognized school of banking is an asset or equivalent experience.
• Experience: Minimum of 4-6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience. Familiarity with loan structuring and loan documentation is required.
• Certifications/Specific Knowledge: Knowledge in accounting and lending principles, as well as excellent oral and written communication skills. Must have an in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.

Responsibilities

• Analyzes financial information to evaluate credit worthiness of loan requests and ongoing portfolio management.
• Compiles commercial loan packages with credit memos and risk analysis.
• Guides loan requests through the Credit Approval Process and ensures compliance with regulations and policy.
• Maintains relationships with internal partners and clients to support portfolio performance.
• Performs regular covenant testing, servicing reviews, and helps clear documentation deficiencies.

Skills

Credit analysis

Portfolio management

Financial analysis

Microsoft Excel

Communication

Attention to detail

Education

Four-year degree in Business Administration, Finance, Accounting or related field

Tools

Microsoft Excel

Credit analysis software

Job description

SouthState Bank in Atlanta seeks a Commercial Portfolio Manager II to support commercial loan and deposit portfolios, providing underwriting, portfolio management, and superior client service.

The role requires a four-year degree in business/finance and 4–6 years of credit analysis experience with knowledge of lending regulations; you will collaborate with Relationship Managers, Credit Administration, and other partners to ensure sound risk management.