Senior Commercial Portfolio & Credit Manager

SouthState Bank Corporation; Huntsville (AL); On-site; USD 85,000 - 120,000; Full time

Job summary

SouthState Bank is seeking a Commercial Portfolio Manager to support commercial loan and deposit portfolios, underwriting, and client service. You will prepare credit memos, analyze borrower risks, and coordinate with Credit Administration to move loan requests through approval processes.

The role requires 4–6 years in credit analysis and commercial banking, with strong knowledge of lending regulations and bank policies. Office-based in Huntsville, AL with standard business hours.

Qualifications

• Education: Four-year degree in Business Admin, Finance, Accounting or related field; banking school asset or equivalent.
• Experience: 4–6 years in credit analysis; commercial banking with portfolio management experience.
• Knowledge: Federal and State lending regs; bank policies and lending procedures.

Responsibilities

• Analyzes financial information to evaluate credit worthiness of new loan requests and renewals.
• Completes commercial loan packages with background on the Customer and Borrower.
• Performs in-depth credit analyses beyond standard cash flow when needed.
• Guides loan requests through Credit Approval Process and aligns with Bank objectives.
• Ensures documentation and compliance for loans and treasury approvals.
• Maintains positive relationships with internal partners and clients.

Skills

Credit analysis

Commercial banking

Portfolio management

Financial analysis

Regulatory knowledge

Microsoft Excel

Communication

Education

Bachelor's degree in Business Administration, Finance, Accounting or related field

Graduation from a recognized school of banking asset or equivalent experience

Tools

Microsoft Excel

Microsoft Word

Job description

SouthState Bank is seeking a Commercial Portfolio Manager to support commercial loan and deposit portfolios, underwriting, and client service. You will prepare credit memos, analyze borrower risks, and coordinate with Credit Administration to move loan requests through approval processes.

The role requires 4–6 years in credit analysis and commercial banking, with strong knowledge of lending regulations and bank policies. Office-based in Huntsville, AL with standard business hours.