Remote Binding Authority Underwriter — Broker Growth

RT Specialty, LLC; San Francisco, Northern (CA, KY); Hybrid; USD 79,000 - 80,000; Full time

Job summary

RT Specialty, a division of Ryan Specialty, seeks an experienced Binding Authority Underwriter to join our growing underwriting team in California. You will manage new business, renewals, and endorsements within delegated binding authority, working closely with brokers to deliver profitable growth.

The role balances technical risk evaluation with business development, maintains thorough documentation, and collaborates across teams to optimize portfolio performance and client service.

Qualifications

• Bachelor's degree in Business, Risk Management, Insurance, or related discipline; equivalent professional experience may be considered.
• 5+ years of Binding Authority underwriting experience.
• Experience underwriting new business, renewals, and endorsements.
• Strong understanding of commercial insurance products, policy forms, coverage analysis, and underwriting principles.
• Demonstrated ability to evaluate risk exposures and make sound underwriting decisions.

Responsibilities

• Underwrite and price new business, renewals, and endorsements within delegated binding authority.
• Evaluate submissions and exposures to determine pricing, coverage terms, and underwriting strategy.
• Select and verify classification codes, rating exposures, and premium calculations.
• Apply underwriting judgment to determine credits, debits, and pricing adjustments that support profitable business outcomes.
• Determine appropriate coverage forms, endorsements, and policy structure based on risk characteristics.
• Clearly communicate quote terms, conditions, and underwriting requirements to brokers.
• Maintain thorough and accurate underwriting documentation and decision rationale within company systems.
• Coordinate timely policy issuance and endorsement processing.
• Order and review inspection reports to validate exposures and assess risk quality.
• Manage broker, customer, and agency relationships to support retention and new business growth.
• Monitor production pipelines and identify opportunities to expand the portfolio.
• Collaborate with underwriting colleagues and cross-functional teams to develop comprehensive solutions for complex risks.

Skills

Analytical skills

Communication skills

Organizational skills

Broker relationships

Education

Bachelor's degree in Business/Risk Management/Insurance

Master's degree in Business Administration/Risk Management/Insurance

CPCU designation

CIC designation

Job description

RT Specialty, a division of Ryan Specialty, seeks an experienced Binding Authority Underwriter to join our growing underwriting team in California. You will manage new business, renewals, and endorsements within delegated binding authority, working closely with brokers to deliver profitable growth.

The role balances technical risk evaluation with business development, maintains thorough documentation, and collaborates across teams to optimize portfolio performance and client service.