Remote Bank Compliance Tech Analyst: Smarter Risk Rules

Affirm; Chicago (IL); On-site; USD 128,000 - 188,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is a remote-first company transforming credit and payments. The Bank Compliance Technology Analyst role supports the tech operation and ongoing development of the Affirm Bank Compliance and BSA/AML programs.

This position translates regulatory requirements into effective systems, rules, workflows, reporting, and automated controls, partnering with Compliance, Operations, Product, Engineering, and Data teams to stay audit-ready.

Qualifications

• 5+ years experience supporting compliance technology, BSA/AML, or related function.
• Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.
• Ability to translate policy or regulatory requirements into practical technical and operational solutions.
• Strong analytical skills including data evaluation and trend identification.
• Experience with workflow tools, case-management platforms, dashboards, data queries, or system configuration.
• Strong written communication and documentation skills.
• Ability to work effectively across Compliance, Operations, Product, Engineering, and Data teams.
• Attention to detail and understanding of testing, change management, governance, and audit readiness.

Responsibilities

• Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs.
• Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.
• Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.
• Translate compliance requirements into clear system logic, technical requirements, and operational processes.
• Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.
• Monitor control performance, data quality, system reliability, and operational outcomes.
• Analyze alerts, cases, customer activity, and control results to identify gaps and improvements.
• Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.
• Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation.
• Support automated and agent-enabled compliance workflows with appropriate oversight and escalation controls.
• Coordinate technical issues, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and vendors.
• Help ensure compliance technology adapts to new products, regulatory expectations, and changes to Affirm Bank’s risk profile.

Skills

BSA/AML knowledge

Regulatory compliance

Data analysis

Cross-functional collaboration

Process improvement

Documentation

Testing & QA

Tools

SQL

Python

Databricks

Snowflake

Job description

Affirm is a remote-first company transforming credit and payments. The Bank Compliance Technology Analyst role supports the tech operation and ongoing development of the Affirm Bank Compliance and BSA/AML programs.

This position translates regulatory requirements into effective systems, rules, workflows, reporting, and automated controls, partnering with Compliance, Operations, Product, Engineering, and Data teams to stay audit-ready.