Remote Associate Director, Mortgage Compliance & Risk

CrossCountry Mortgage, LLC; United States; Remote; USD 140,000 - 190,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401K

Short-term disability

Employee assistance program

Wellness program

Job summary

CrossCountry Mortgage, LLC is seeking an Associate Director, Compliance to lead the ongoing development and enhancement of the Compliance Monitoring and Testing programs and to guide the company’s regulatory examination readiness across all lending channels.

You will work with Compliance leadership and business stakeholders to set objectives, assess risks, and drive improvements in controls, documentation, and process adherence while delivering timely guidance and support to branches and teams.

Qualifications

• Bachelor’s degree in a related field or equivalent combination of education and relevant professional experience.
• 5+ years of experience within a financial institution, preferably a large or complex organization.
• 3+ years of experience in risk management or consumer compliance related to mortgage originations.
• Proficiency with ACES, Encompass, and Jira preferred.
• Comprehensive knowledge of loan operations, including processing, underwriting, closing, and quality assurance.
• Demonstrated command of federal and state mortgage lending laws and regulations, including Dodd-Frank, RESPA, TILA, TRID, ECOA, HMDA, GLBA, Fair Lending, UDAAP, and SAFE Act.
• Advanced proficiency in regulatory interpretation, compliance risk assessment, and evaluation of regulatory requirements across mortgage lending operations.
• Exceptional communication, management, and leadership skills.
• Advanced prioritization and time management skills.

Responsibilities

• Drive the development, implementation, and continuous enhancement of Compliance Monitoring and Testing programs, procedures, test scripts, and reporting protocols to ensure regulatory alignment and effective identification of deficiencies.
• Conduct second-level quality assurance reviews of Compliance Monitoring and Testing results to validate adherence to methodologies and accuracy of findings.
• Collaborate with Compliance leadership and key business stakeholders to establish performance objectives and implement strategic initiatives that enhance efficiency and accountability.
• Serve as the primary point of contact for operational compliance matters across all lending channels, delivering timely regulatory guidance.
• Spearhead regulatory examination and audit file requests, ensuring timely collection, validation, and submission of required loan files.
• Support oversight and execution of Branch Audit activities, coordinating with branch leadership to ensure timely delivery and corrective actions.
• Perform additional responsibilities as assigned by Compliance leadership.

Skills

Regulatory knowledge

Communication

Leadership

Time management

Prioritization

Risk management

Education

Bachelor’s degree or equivalent

Tools

ACES

Encompass

Jira

Job description

CrossCountry Mortgage, LLC is seeking an Associate Director, Compliance to lead the ongoing development and enhancement of the Compliance Monitoring and Testing programs and to guide the company’s regulatory examination readiness across all lending channels.

You will work with Compliance leadership and business stakeholders to set objectives, assess risks, and drive improvements in controls, documentation, and process adherence while delivering timely guidance and support to branches and teams.