Relationship-Driven Retail Lending Specialist

TEXAS NATIONAL BANK; Roma (TX); On-site; USD 70,000 - 110,000; Full time

Job summary

Texas National Bank is seeking a Retail Loan Officer to grow profitable retail lending relationships under the supervision of senior lending officers. You will cultivate prospects, determine loan requirements, and facilitate the sale of bank products and services to clients.

The role requires managing a loan portfolio, monitoring credit quality, and guiding applications through underwriting to close. Strong communication and cross-department collaboration are essential for success.

Qualifications

• Bachelor’s degree in Finance, Business, Accounting, or Economics preferred.
• Five to ten years of banking experience, minimum three years in management, new business development, underwriting, and portfolio management.

Responsibilities

• Develop and grow profitable retail lending relationships under supervision.
• Interview clients, determine loan requirements, and present bank products.
• Collaborate with other departments on sales calls and community events.
• Monitor credit quality and data integrity.
• Manage a loan portfolio and collateral, review covenants, and monitor delinquency.
• Guide loan applications through underwriting and ensure timely closes.
• Maintain communication with underwriting and be client contact for questions.

Skills

Customer focus

Sales aptitude

Communication skills

Collaboration

Microsoft Windows

Excel

Outlook

Word

Banking software

Education

Bachelor’s degree in Finance, Business, Accounting, or Economics

Tools

Microsoft Windows

Job description

Texas National Bank is seeking a Retail Loan Officer to grow profitable retail lending relationships under the supervision of senior lending officers. You will cultivate prospects, determine loan requirements, and facilitate the sale of bank products and services to clients.

The role requires managing a loan portfolio, monitoring credit quality, and guiding applications through underwriting to close. Strong communication and cross-department collaboration are essential for success.