Relationship-Driven Consumer & Small Business Lender

Wilsonbank

Smyrna (TN)

On-site

USD 75,000 - 110,000

Full time

14 days+

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Benefits offered by this job

Comprehensive benefits

Personal days

Sick time

Employee Assistance

Job summary

Wilson Bank & Trust is seeking a Consumer & Small Business Lender in Smyrna, TN. You will meet with prospects and customers to develop a lending portfolio, focusing on consumer and small business loans.

Build lasting relationships, advise clients, and coordinate with internal partners to provide a full suite of banking products and services. The role emphasizes relationship management, credit analysis, and knowledge of real estate lending within a community-driven bank setting.

Qualifications

Bachelor’s degree in business, finance, or related field.
3 years of experience in consumer and small business lending.
Proficient in Microsoft 365 applications (Office, Teams, OneNote, SharePoint).
Solid understanding of real estate lending, documentation, collateralization, UCC-1 law, lien perfection, and Deeds of Trust.
Strong knowledge of financial principles, loan underwriting, lending regulations, credit analysis, and contracts with borrowers.
Excellent verbal and written communication skills; strong interpersonal skills.

Responsibilities

Develop and retain a lending portfolio of consumer and small business loans; meet with prospects and customers.
Retain and strengthen relationships; develop new business through calls and partner collaboration.
Make business calls independently to offer banking products and services.
Collect and analyze loan applications and required documentation; prepare loan proposals and credit memos.
Monitor loan status, paperwork, and compliance with underwriting criteria.
Work with internal teams to ensure timely funding and accurate documentation.