Community Lending Pro: Guide Homes & Small Businesses

Wilson Bank & Trust; Murfreesboro (TN); On-site; USD 65,000 - 90,000; Full time

Job summary

Wilson Bank & Trust in Murfreesboro, TN is seeking a Consumer & Small Business Lender to meet prospects and customers, develop and retain a lending portfolio, and deliver tailored banking solutions. You will build lasting relationships and guide clients through various lending scenarios with clarity and empathy.

You will collaborate with internal partners to offer a range of banking products and services while maintaining high standards of service and compliance.

Qualifications

• Bachelor's degree in business, finance, or related field is required.
• Minimum 3 years of experience in consumer lending.
• Knowledge of real estate lending, documentation, collateralization, UCC-1 law, lien perfections, and Deeds of Trust.
• Strong knowledge of financial principles, loan underwriting, lending regulations, and contracts.
• Ability to manage multiple projects and demonstrate strong organization.

Responsibilities

• Develop and retain a lending portfolio of consumer and small business loans with prospects and customers.
• Strengthen relationships and grow new business through calls and internal partnerships.
• Make business calls to offer a range of banking products and services.
• Coordinate meetings with customers and prospects and serve as primary contact.
• Review loan applications and required documentation.
• Conduct preliminary credit analysis and make recommendations to management.
• Prepare loan proposals and negotiate terms and collateral specifications.
• Maintain interest rate structures aligned with bank policy and market rates.
• Ensure compliance with underwriting criteria and related regulations.
• Monitor construction draws, document collections, and follow up on outstanding items.
• Communicate loan decisions status to prospects and borrowers.
• Maintain collection efforts and support team goals.
• Attend meetings and contribute to lending activity updates.

Skills

Relationship building

Sales experience

Communication skills

Time management

Attention to detail

Education

Bachelor's degree in business, finance, or related field

Job description

Wilson Bank & Trust in Murfreesboro, TN is seeking a Consumer & Small Business Lender to meet prospects and customers, develop and retain a lending portfolio, and deliver tailored banking solutions. You will build lasting relationships and guide clients through various lending scenarios with clarity and empathy.

You will collaborate with internal partners to offer a range of banking products and services while maintaining high standards of service and compliance.