Consumer & Small Business Lender — Grow with Us

Wilsonbank; Cookeville (TN); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, vision benefits

Paid time off and holidays

Employee recognition programs

Job summary

Wilson Bank & Trust in Cookeville, TN seeks a Consumer & Small Business Lender to grow and retain a lending portfolio of consumer and small business loans. You’ll meet with prospects and customers to understand their needs and guide them through financing decisions.

You’ll work with internal teams to offer banking products, analyze credit, and ensure compliance. This role supports community growth and requires strong relationship skills and integrity.

Qualifications

• Bachelor’s degree in business, finance, or related field.
• 3 years of experience in consumer lending.
• Strong knowledge of real estate lending, collateralization, and credit analysis.
• Excellent communication and interpersonal skills.

Responsibilities

• Develop and retain a lending portfolio of consumer and small business loans.
• Meet with prospects and customers to grow regional lending.
• Conduct preliminary credit analysis and review financial statements.
• Prepare loan proposals and negotiate terms and collateral.
• Monitor loan status and ensure compliance with underwriting criteria.
• Coordinate with internal partners to offer banking products and services.

Skills

Relationship management

Credit analysis

Financial knowledge

Communication skills

Time management

Education

Bachelor’s degree in business, finance, or related field

Job description

Wilson Bank & Trust in Cookeville, TN seeks a Consumer & Small Business Lender to grow and retain a lending portfolio of consumer and small business loans. You’ll meet with prospects and customers to understand their needs and guide them through financing decisions.

You’ll work with internal teams to offer banking products, analyze credit, and ensure compliance. This role supports community growth and requires strong relationship skills and integrity.