Real Estate Credit Risk Senior Associate – Portfolio Focus

Testing Site - JPMC

Irvine (CA)

On-site

USD 120,000 - 160,000

Full time

14 days+

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Job summary

JPMorgan Chase in Irvine, CA is seeking a Portfolio Manager in Real Estate Banking to oversee a diversified CRE loan portfolio, partnering with coverage teams and clients to ensure quality and resilience of the loan book.

The role sits at the intersection of credit discipline and client engagement, requiring deep underwritten analytics, robust communication with sponsors and guarantors, and adherence to risk and regulatory standards.

Qualifications

Bachelor's degree in accounting, finance, economics, real estate, or a related field.
4+ years of experience in commercial real estate finance, asset management, or debt financing.
In-depth knowledge of underwriting methodology and risk evaluation across office, retail, industrial, and multifamily.
Strong analytical skills to interpret financial statements and detect issues impacting risk ratings.
Effective communication with clients and senior leadership.

Responsibilities

Provide enhanced portfolio monitoring with cross-functional teams.
Prepare annual review packages with sponsor and guarantor analysis.
Defend sponsor and facility risk ratings to senior management for consistency.
Monitor risk ratings and execute off-cycle changes as needed.
Engage with external clients to collect financial statements and reporting requirements.
Maintain data ownership for internal reporting and portfolio reviews.
Monitor covenants, reporting, and regulatory compliance.
Oversee external reporting and adherence to policies and regulations.
Support ad hoc projects and strategic initiatives.