Real Estate Credit Risk Associate - Strategic & Impactful

JPMorganChase; Chicago (IL); On-site; USD 125,000 - 140,000; Full time

Job summary

JPMorganChase in Chicago, IL seeks a Real Estate Credit Risk Associate to join the Commercial and Investment Bank Real Estate Credit Risk Team. You will perform independent risk assessment and credit approvals for loans and lending-related commitments across real estate sectors.

The role partners with top product bankers and risk professionals to evaluate financial statements, model cash flows, and monitor a CRE portfolio, delivering well-reasoned risk judgments and robust credit documentation.

Qualifications

• Bachelor's degree in Finance, Accounting, Business, Economics or similar discipline.
• Minimum 3 years of professional work experience in corporate/commercial credit, investment banking or relevant experience within financial services or rating agency
• Academic training in the principals of accounting, corporate finance, capital markets products and macro economics
• Strong financial analysis and modeling skills
• Exceptional communication (verbal and written) and inter-personal skills
• Proficiency in Microsoft Office Suite, Excel, PowerPoint and Word

Responsibilities

• Conduct credit analysis and facilitate senior credit officer approval of lending and trading related transactions, including operating exposures, individually or as part of a deal team
• Create written credit approval documents, which include the spreading and presentation of historical financial statement information and the related financial analysis, as well as projections of future cash flows for large corporate borrowers
• Develop a well-informed and forward-looking view of the business, financial and risks associated with a company and sector
• Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis
• Participate in negotiating, finalizing, and executing documentation for loans and derivatives
• Review and assign risk ratings and maintains updated credit research on their portfolio of clients
• Actively manage existing CRE portfolio and participate in portfolio management / surveillance projects

Skills

Financial analysis

Financial modeling

Communication skills

MS Office (Excel/PowerPoint/Word)

Education

Bachelor's degree in Finance/Accounting/Business/Economics

Tools

Excel

PowerPoint

Word

Job description

JPMorganChase in Chicago, IL seeks a Real Estate Credit Risk Associate to join the Commercial and Investment Bank Real Estate Credit Risk Team. You will perform independent risk assessment and credit approvals for loans and lending-related commitments across real estate sectors.

The role partners with top product bankers and risk professionals to evaluate financial statements, model cash flows, and monitor a CRE portfolio, delivering well-reasoned risk judgments and robust credit documentation.