QI ARM Compliance Leader — Licensing & Risk

Trusting Social Co.; Dallas (TX); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Kompato AI is hiring a Compliance Manager to serve as Qualifying Individual and lead multi-state licensing across jurisdictions. You will own the Compliance Management System and the Third-Party Risk Management program, embedding compliance into AI-driven workflows and collaborating with Legal, Product, Operations, and Client Success in a fast-paced environment.

Ideal candidates have 7–10+ years in ARM compliance, strong FDCPA/CFPB guidance knowledge, and certification (RMAI CCCP) with active

Qualifications

• 7–10+ years of compliance experience in the ARM industry or closely regulated financial services.
• Direct experience serving as Qualifying Individual (QI) or on state collection licenses preferred.
• Willingness and eligibility to serve as QI from day one, including licensing requirements.
• Strong working knowledge of FDCPA, Regulation F, TCPA, FCRA, UDAAP, and CFPB guidance.
• RMAI CCCP or equivalent certification.
• Active NMLS Individual Registration or ability to obtain before start date.

Responsibilities

• Own multi-state licensing and Qualifying Individual obligations across jurisdictions.
• Maintain QI credentials, filings, and eligibility; complete required background screenings.
• Manage license lifecycle: new applications, renewals, amendments, QI substitutions.
• Monitor regulatory developments and implement policy updates on a defined cycle.
• Design and deliver compliance training for operations, product, and client teams.
• Lead Third-Party Risk Management program: vendor due diligence and risk ratings.
• Embed compliance controls into AI-driven workflows and automated processes.
• Support internal and external audits — regulatory, client, and partner.

Skills

Regulatory compliance

ARM industry experience

FDCPA knowledge

Regulation F knowledge

CFPB guidance knowledge

UDAAP knowledge

Licensing & QI experience

Job description

Kompato AI is hiring a Compliance Manager to serve as Qualifying Individual and lead multi-state licensing across jurisdictions. You will own the Compliance Management System and the Third-Party Risk Management program, embedding compliance into AI-driven workflows and collaborating with Legal, Product, Operations, and Client Success in a fast-paced environment.

Ideal candidates have 7–10+ years in ARM compliance, strong FDCPA/CFPB guidance knowledge, and certification (RMAI CCCP) with active