QC Credit Auditor

ICE; Provo (UT); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) plan

Life insurance

Paid time off

Job summary

Intercontinental Exchange (ICE) is seeking a detailed QC Auditor to ensure mortgage origination operations meet quality, regulatory, and customer standards. The role requires extensive underwriting experience and strong attention to detail.

Responsibilities include auditing files, producing clear audit reports, and maintaining daily production metrics. Collaboration with the Credit Audit Manager is essential to achieve goals and KPIs while ensuring regulatory compliance.

Qualifications

• Associate's degree in finance, accounting, or business administration.
• Mortgage origination underwriting experience
• 10+ years of mortgage origination underwriting experience with FNMA, Freddie Mac, VA, FHA, USDA or non-QM guidelines
• 10 years residential mortgage experience
• Knowledge of mortgage fraud detection and prevention policies
• Knowledge of RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd-Frank and related rules
• Ability to manage a pipeline of mortgage loan files
• Attention to detail
• Strong verbal and written communication skills
• Proficiency with MS Word & Excel

Responsibilities

• Audit mortgage loan files for regulatory and client requirements.
• Complete Loan Audit Report with clear, professional wording.
• Receive feedback and implement changes promptly.
• Email daily production numbers to management.
• Follow policies to ensure accuracy and timeliness.
• Meet daily quota of 6 files reviewed with quality.
• Coordinate with Credit Audit Manager to meet goals and KPIs.
• Perform additional duties as assigned.

Skills

Attention to detail

Verbal & written communication

Pipeline management

Education

Associate's degree in finance, accounting, or business administration

Tools

Microsoft Word

Microsoft Excel

Job description

Job Purpose

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Job Purpose

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations, adherence to agency underwriting requirements, industry underwriting standards, and/or client requirements.
• Complete Loan Audit Report in professional manner, using correct grammar and ensuring wording for all findings are clear and easy to understand.
• Be open and accepting of feedback and make changes within an acceptable time frame to your work/behavior based on the feedback given.
• E-mail daily production numbers to management daily.
• Follow company policies and procedures; ensure work is completed accurately and timely.
• Meet daily file review quota of 6 files in an 8 hour day with quality.
• Work with Credit Audit Manager to ensure all audit goals are met.
• Work with Credit Audit Manager to ensure Key Performance Measures are met.
• Perform other duties as required or assigned.

Knowledge And Experience

• Associate's degree in a relevant field, such as finance, accounting, or business administration.
• Must have mortgage origination underwriting experience
• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines
• 10 Years Residential Mortgage Experience
• Proven Working Knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures
• Proven Working Knowledge of all Current Residential Mortgage Compliance Requirements- RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank and all other applicable requirements on a State and Federal Level
• Ability to manage a pipeline of mortgage loan files
• Demonstrate consistent attention to detail
• Strong verbal & written communication skills
• Proficiency with Microsoft Office applications, specifically Word & Excel & other PC applications

Remote Base Salary Range

The expected base salary for this role is between $65,000 - 85,000 USD. The base salary range does not include Intercontinental Exchange's incentive compensation. While we provide this range as general guidance, at ICE we compensate employees based on the skillset and experience of the individual. Regular full-time ICE employees are eligible for a suite of competitive employee benefits, including healthcare coverage (medical, dental and vision), a 401(k) plan, life insurance, time off, and paid leave for qualifying circumstances.

Intercontinental Exchange, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to legally protected characteristics.