QC Credit Auditor

Intercontinental Exchange Holdings, Inc.; Jacksonville (FL); On-site; USD 90,000 - 130,000; Full time

Job summary

Intercontinental Exchange, Inc. is seeking a detail-oriented QC Auditor to ensure mortgage origination files comply with state and federal regulations and agency underwriting standards. You will review files, prepare clear audit reports, and communicate findings to management.

The role requires extensive mortgage underwriting experience, strong attention to detail, and proficiency with MS Office. You will work to meet daily quotas and support continuous quality improvement.

Qualifications

• Mortgage origination underwriting experience is required.
• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines.
• 10 Years Residential Mortgage Experience
• Proven working knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures
• Proven working knowledge of RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd-Frank and all other applicable requirements on a State and Federal Level
• Ability to manage a pipeline of mortgage loan files
• Demonstrate consistent attention to detail
• Strong verbal & written communication skills
• Proficiency with Microsoft Office applications (Word & Excel)

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations and agency underwriting requirements.
• Complete Loan Audit Report clearly and professionally.
• Be open to feedback and implement changes promptly.
• Email daily production numbers to management.
• Follow company policies to ensure accuracy and timeliness.
• Meet daily file review quota of 6 files in an 8-hour day.
• Collaborate with Credit Audit Manager to meet audit goals.
• Collaborate with Credit Audit Manager to meet KPIs.
• Perform other duties as required.

Skills

Attention to detail

Verbal communication

Written communication

Education

Associate's degree in finance, accounting, or business administration

Tools

MS Office

Excel

Word

Job description

Overview

Job Purpose

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations, adherence to agency underwriting requirements, industry underwriting standards, and/or client requirements.


• Complete Loan Audit Report in professional manner, using correct grammar and ensuring wording for all findings are clear and easy to understand.


• Be open and accepting of feedback and make changes within an acceptable time frame to your work/behavior based on the feedback given.


• E-mail daily production numbers to management daily.


• Follow company policies and procedures; ensure work is completed accurately and timely.


• Meet daily file review quota of 6 files in an 8 hour day with quality.


• Work with Credit Audit Manager to ensure all audit goals are met.


• Work with Credit Audit Manager to ensure Key Performance Measures are met.


• Perform other duties as required or assigned.

Knowledge and Experience

• Associate's degree in a relevant field, such as finance, accounting, or business administration.


• Must have mortgage origination underwriting experience


• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines


• 10 Years Residential Mortgage Experience


• Proven Working Knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures


• Proven Working Knowledge of all Current Residential Mortgage Compliance Requirements- RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank and all other applicable requirements on a State and Federal Level


• Ability to manage a pipeline of mortgage loan files


• Demonstrate consistent attention to detail


• Strong verbal & written communication skills


• Proficiency with Microsoft Office applications, specifically Word & Excel & other PC applications

Intercontinental Exchange, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to legally protected characteristics.