QC Credit Auditor

Intercontinental Exchange (ICE); Jacksonville (FL); On-site; USD 65,000 - 85,000; Full time

Job summary

Intercontinental Exchange in Jacksonville seeks a meticulous QC Auditor to verify mortgage origination files for regulatory and client compliance. You will produce clear audit reports and meet daily quotas while collaborating with the Credit Audit Manager to ensure goals and KPIs are met.

The role requires a decade of mortgage experience, strong communication, and proficiency with MS Office. Equal opportunity employer offering comprehensive benefits.

Qualifications

• Associate's degree in a relevant field, such as finance, accounting, or business administration.
• Mortgage origination underwriting experience.
• 10+ years mortgage origination underwriting experience per FNMA, Freddie Mac, VA, FHA and/or USDA guidelines and non-QM/non-conforming investor guidelines.
• 10 years residential mortgage experience.
• Knowledge of mortgage loan fraud detection and prevention policies and procedures.
• Knowledge of RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd-Frank and related requirements.
• Ability to manage a pipeline of mortgage loan files.
• Attention to detail and accuracy.
• Strong verbal and written communication skills.
• Proficiency with Microsoft Office (Word & Excel) and other PC applications.

Responsibilities

• Audit mortgage loan files for regulatory and client compliance.
• Complete Loan Audit Report clearly and professionally.
• Accept feedback and implement improvements promptly.
• E-mail daily production numbers to management.
• Follow policies to ensure accurate and timely work.
• Meet daily file review quota of 6 files in 8 hours.
• Collaborate with Credit Audit Manager to meet audit goals.
• Collaborate to achieve KPIs.
• Perform other duties as required.

Skills

Underwriting experience

Attention to detail

Verbal & written communication

Pipeline management

Analytical mindset

Education

Associate's degree in finance or related field

Tools

Microsoft Word

Microsoft Excel

Job description

Job Purpose

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations, adherence to agency underwriting requirements, industry underwriting standards, and/or client requirements.
• Complete Loan Audit Report in professional manner, using correct grammar and ensuring wording for all findings are clear and easy to understand.
• Be open and accepting of feedback and make changes within an acceptable time frame to your work/behavior based on the feedback given.
• E-mail daily production numbers to management daily.
• Follow company policies and procedures; ensure work is completed accurately and timely.
• Meet daily file review quota of 6 files in an 8 hour day with quality.
• Work with Credit Audit Manager to ensure all audit goals are met.
• Work with Credit Audit Manager to ensure Key Performance Measures are met.
• Perform other duties as required or assigned.

Knowledge and Experience

• Associate's degree in a relevant field, such as finance, accounting, or business administration.
• Must have mortgage origination underwriting experience
• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines
• 10 Years Residential Mortgage Experience
• Proven Working Knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures
• Proven Working Knowledge of all Current Residential Mortgage Compliance Requirements- RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank and all other applicable requirements on a State and Federal Level
• Ability to manage a pipeline of mortgage loan files
• Demonstrate consistent attention to detail
• Strong verbal & written communication skills
• Proficiency with Microsoft Office applications, specifically Word & Excel & other PC applications

Remote Base Salary Range

The expected base salary for this role is between $65,000 - 85,000 USD. The base salary range does not include Intercontinental Exchange's incentive compensation. While we provide this range as general guidance, at ICE we compensate employees based on the skillset and experience of the individual. Regular full-time ICE employees are eligible for a suite of competitive employee benefits, including healthcare coverage (medical, dental and vision), a 401(k) plan, life insurance, time off, and paid leave for qualifying circumstances.

Intercontinental Exchange, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to legally protected characteristics.