QC Credit Auditor

ICE; Jacksonville (FL); On-site; USD 90,000 - 120,000; Full time

Job summary

Intercontinental Exchange, Inc. in Jacksonville, FL is seeking a detail-oriented QC Auditor to review mortgage loan files and ensure compliance with FNMA, Freddie Mac, VA, FHA, USDA guidelines and client requirements.

You will produce clear findings and actionable recommendations. The role requires 10+ years of residential mortgage underwriting experience, strong knowledge of RESPA, TILA, Regulation B, AML/BSA, and excellent communication and Excel skills.

Qualifications

• Associate's degree in finance, accounting, or business administration.
• Must have mortgage origination underwriting experience.
• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines.
• 10 Years Residential Mortgage Experience.
• Knowledge of Mortgage Fraud Detection and Prevention Policies.
• Knowledge of all Current Residential Mortgage Compliance Requirements (RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank).
• Ability to manage a pipeline of mortgage loan files.
• Strong attention to detail.
• Strong verbal and written communication skills.
• Proficiency with Microsoft Word & Excel.

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations and agency requirements.
• Complete Loan Audit Report in a professional manner with clear findings.
• Incorporate feedback and adjust work promptly.
• Email daily production numbers to management.
• Follow policies and procedures; ensure accuracy and timeliness.
• Meet daily file review quota of 6 files in an 8-hour day with quality.
• Collaborate with Credit Audit Manager to meet audit goals and KPIs.
• Perform other duties as required.

Skills

Attention to detail

Verbal & written communication

Microsoft Office

Education

Associate's degree in finance/accounting/business

Tools

Microsoft Word

Microsoft Excel

Job description

Job Purpose

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Overview

Job Purpose

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations, adherence to agency underwriting requirements, industry underwriting standards, and/or client requirements.
• Complete Loan Audit Report in professional manner, using correct grammar and ensuring wording for all findings are clear and easy to understand.
• Be open and accepting of feedback and make changes within an acceptable time frame to your work/behavior based on the feedback given.
• E-mail daily production numbers to management daily.
• Follow company policies and procedures; ensure work is completed accurately and timely.
• Meet daily file review quota of 6 files in an 8 hour day with quality.
• Work with Credit Audit Manager to ensure all audit goals are met.
• Work with Credit Audit Manager to ensure Key Performance Measures are met.
• Perform other duties as required or assigned.

Knowledge And Experience

• Associate's degree in a relevant field, such as finance, accounting, or business administration.
• Must have mortgage origination underwriting experience
• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines
• 10 Years Residential Mortgage Experience
• Proven Working Knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures
• Proven Working Knowledge of all Current Residential Mortgage Compliance Requirements- RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank and all other applicable requirements on a State and Federal Level
• Ability to manage a pipeline of mortgage loan files
• Demonstrate consistent attention to detail
• Strong verbal & written communication skills
• Proficiency with Microsoft Office applications, specifically Word & Excel & other PC applications

Intercontinental Exchange, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to legally protected characteristics.