QC Auditor

ICE Clear Europe Limited; Jacksonville (FL); On-site; USD 85,000 - 125,000; Full time

Job summary

Intercontinental Exchange, Inc. seeks a detail-oriented QC Auditor to ensure mortgage origination files meet state/federal regulations and client requirements. You will audit files, prepare professional Loan Audit Reports, and communicate findings clearly to management.

The role requires 10+ years of mortgage origination underwriting experience and strong knowledge of RESPA, TILA, and related compliance. Strong attention to detail and MS Office proficiency are essential.

Qualifications

• Must have mortgage origination underwriting experience.
• 10+ years mortgage origination underwriting experience under FNMA, Freddie Mac, VA, FHA and/or USDA guidelines.
• Experience with RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd-Frank and related requirements.

Responsibilities

• Audit mortgage loan files for compliance with regulations and agency requirements.
• Prepare Loan Audit Reports with clear, professional wording.
• Daily production number reporting to management.
• Maintain accurate, timely work according to policies.
• Meet daily file review quota (6 files in 8 hours) with quality.

Skills

Attention to detail

Verbal & written communication

MS Office proficiency

Education

Associate's degree

Tools

Microsoft Office

Job description

Overview

Job Purpose

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations, adherence to agency underwriting requirements, industry underwriting standards, and/or client requirements.
• Complete Loan Audit Report in professional manner, using correct grammar and ensuring wording for all findings are clear and easy to understand.
• Be open and accepting of feedback and make changes within an acceptable time frame to your work/behavior based on the feedback given.
• E-mail daily production numbers to management daily.
• Follow company policies and procedures; ensure work is completed accurately and timely.
• Meet daily file review quota of 6 files in an 8 hour day with quality.
• Work with Credit Audit Manager to ensure all audit goals are met.
• Work with Credit Audit Manager to ensure Key Performance Measures are met.
• Perform other duties as required or assigned.

Knowledge and Experience

• Associate's degree in a relevant field, such as finance, accounting, or business administration.
• Must have mortgage origination underwriting experience
• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines
• 10 Years Residential Mortgage Experience
• Proven Working Knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures
• Proven Working Knowledge of all Current Residential Mortgage Compliance Requirements- RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank and all other applicable requirements on a State and Federal Level
• Ability to manage a pipeline of mortgage loan files
• Demonstrate consistent attention to detail
• Strong verbal & written communication skills
• Proficiency with Microsoft Office applications, specifically Word & Excel & other PC applications

Intercontinental Exchange, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to legally protected characteristics.