Property Claims Examiner — Drive Resolutions & Growth

HICIX Hiscox Insurance Company Inc.; United States; Hybrid; USD 70,000 - 85,000; Full time

Benefits offered by this job

Competitive salary and bonus

401(k) with company match

Comprehensive health insurance, vision

Paid time off, holidays, and parental/

Sabbatical program

Wellness and mental health programs

Job summary

Hiscox USA is seeking a Claims Examiner for the 1st Party Property team. You will adjudicate assigned claims, review coverage, and support the claims team with investigations and reserve decisions.

The role emphasizes strong analytical and communication skills, with preferred active adjuster licensure and a bachelor’s degree. This is a hybrid position offering competitive compensation and benefits.

Qualifications

• 1+ years of 1st Party Commercial claims handling experience.
• Advanced knowledge of claims analysis and adjusting practices.
• In depth knowledge of standards for claims documentation.
• Proven ability to negotiate settlement of moderate to complex claims.
• Strong analytical skills.
• Strong verbal and written communication skills.
• Active insurance adjuster’s license preferred.
• BA/BS degree from an accredited college or university preferred.

Responsibilities

• Adjudicates assigned claims within given authority and provides operational support.
• Adjusts and resolves moderate 1st Party commercial claims.
• Reviews and assesses coverage for losses.
• Completes in-depth investigations to confirm coverage relevance.
• Documents claim files with all relevant materials per policies and regulations.
• Assesses reserves for indemnity and expenses.
• Drafts coverage letters with minimal supervision.
• Drives Best Practices to manage expenses and exposure.
• Maintains high level of customer service.
• Identifies fraudulent claims and coordinates with special investigations unit.
• Participates in claims projects as needed.

Skills

Claims analysis

Negotiation skills

Communication (verbal)

Communication (written)

Analytical skills

Regulatory compliance

Education

Bachelor’s degree preferred

Tools

License: active adjuster (preferred)

Job description

Hiscox USA is seeking a Claims Examiner for the 1st Party Property team. You will adjudicate assigned claims, review coverage, and support the claims team with investigations and reserve decisions.

The role emphasizes strong analytical and communication skills, with preferred active adjuster licensure and a bachelor’s degree. This is a hybrid position offering competitive compensation and benefits.