1st-Party Property Claims Examiner (Hybrid)

Hiscox; Scottsdale (AZ); Hybrid; USD 70,000 - 85,000; Full time

Benefits offered by this job

Competitive salary

401(k) with company match

Health insurance

Vision and dental coverage

Paid time off

Parental leave

Sabbatical after years of service

Wellness programs

Headspace subscription

Biennial wellness award

Job summary

Hiscox USA in Scottsdale, AZ seeks a Claims Examiner for 1st Party Property to adjudicate claims within authority and support the claims team. You will adjust and resolve moderate claims, review coverage, conduct investigations, document files, and prepare letters while maintaining high service standards.

This hybrid role requires strong analytical skills, negotiation ability, and an active adjuster license preferred; a BA/BS is preferred.

Qualifications

• 1+ years of 1st Party Commercial claims handling experience
• Advanced knowledge of claims analysis and adjusting practices
• In depth knowledge of standards for claims documentation
• Proven ability to actively and effectively negotiate settlement of moderate to complex claims
• Strong analytical skills and communication abilities
• Active insurance adjuster’s license preferred
• BA/BS degree from an accredited college preferred

Responsibilities

• Adjudicates assigned 1st Party commercial claims within authority
• Adjusts and resolves moderate claims for the Property Team
• Reviews and assesses coverage for losses
• Completes full investigations to apply coverage to the loss
• Documents claim files and correspondence per policy
• Assesses reserves for indemnity and expense payments
• Drafts coverage letters including reservations of rights and denials
• Drives best practices to manage expenses and exposure
• Maintains high levels of customer service
• Identifies suspected fraudulent claims and coordinates with SIU
• Participates in claims projects as needed

Skills

Claims analysis

Negotiation

Analytical skills

Communication skills

Experience with 1st Party claims

Licensing preferred

Education

Bachelor's degree

Job description

Hiscox USA in Scottsdale, AZ seeks a Claims Examiner for 1st Party Property to adjudicate claims within authority and support the claims team. You will adjust and resolve moderate claims, review coverage, conduct investigations, document files, and prepare letters while maintaining high service standards.

This hybrid role requires strong analytical skills, negotiation ability, and an active adjuster license preferred; a BA/BS is preferred.