Project Finance Portfolio Associate

Banco Santander (Brasil); United States; On-site; USD 90,000 - 150,000; Full time

Job summary

Banco Santander (Brasil) in the United States seeks an Associate, Project Finance Portfolio to support portfolio monitoring, credit reviews, financial spreading, covenant tracking and lifecycle credit administration across SCIB lending portfolios, including Infrastructure Finance, Structured Finance, Leveraged Finance, IG and GTB-linked exposures.

This role emphasizes accurate reporting, collaboration with Front Office, Credit, Risk, Agency, Operations and Finance to maintain high-quality

Qualifications

• Bachelor degree or equivalent work experience.
• Strong analytical, organizational and written communication skills.
• Ability to perform financial spreading, covenant calculations and recurring portfolio tracking.
• Strong Excel skills and comfort with credit, covenant, loan and reporting systems.
• Exposure to Infrastructure Finance, Structured Finance, Leveraged Finance, IG corporate lending or GTB preferred.

Responsibilities

• Prepare drafts and supporting analysis for quarterly and annual reviews, including borrower performance, financial trends, covenant compliance, collateral status, rating considerations and risk commentary.
• Perform credit spreading, ratio analysis, variance analysis and borrower update analysis using available financial statements and internal systems.
• Maintain portfolio review calendars, deliverable trackers and supporting evidence for assigned portfolio names.
• Track borrower reporting deliverables, financial covenants, non-financial covenants, borrowing base requirements, collateral documents, insurance requirements and other ongoing obligations.
• Identify missing items, potential breaches, data quality issues and exceptions for escalation to Portfolio Management leadership, Credit, Agency, Legal or Operations as appropriate.
• Update covenant, collateral and portfolio monitoring tools accurately and timely.
• Support analysis and tracking for amendments, waivers, consents, extensions, repricings and other lifecycle events.
• Coordinate with Transaction Management, Credit, Legal, Agency and Operations to gather information and track approvals, documentation changes and system updates.
• Maintain documentation and evidence of lifecycle decisions and post-close or post-amendment follow-ups.
• Prepare recurring portfolio reports, exception trackers, covenant dashboards, collateral monitoring updates and management reporting inputs.

Skills

Analytical skills

Organizational skills

Written communication

Financial spreading

Covenant calculations

Education

Bachelor degree or equivalent

Tools

Excel

Job description

Banco Santander (Brasil) in the United States seeks an Associate, Project Finance Portfolio to support portfolio monitoring, credit reviews, financial spreading, covenant tracking and lifecycle credit administration across SCIB lending portfolios, including Infrastructure Finance, Structured Finance, Leveraged Finance, IG and GTB-linked exposures.

This role emphasizes accurate reporting, collaboration with Front Office, Credit, Risk, Agency, Operations and Finance to maintain high-quality